For those businesses in the UK that have a fleet of service or delivery vehicles on the road, having the proper fleet insurance is crucial to the protection of business assets. The problem for many businesses is there is a tremendous amount of liability, when you have fleets of vehicles on the road, no matter what type of business you are in. There are some fleets that might be normal automobiles, while others might be service vans or even heavy...more
If you are in the business of haulage, delivery or have any kind of service vehicles on the road, there are some different types of fleet insurance you should consider. Of course, you need to have your commercial vans, automobiles or trucks insured for their values, but you need to consider that employee liability and general liability might not be sufficient, should an accident occur. Those hauling cargo that belongs to others should consider...more
If you are the owner of a heavy goods vehicle you will be aware of the need for a special type of insurance. HGV Insurance policies are available for a single vehicle, or a whole fleet, and they offer many benefits. A good HGV policy will usually include European cover and a 24 hour contact facility for urgent enquiries or claims. These are some of the advantages and differences to a regular insurance. Heavy Goods Insurance for the vehicle and the transportation of goods especially designed to cater for the needs of an articulated vehicle. If you have a vehicle that is used for the transporting of goods it is important to have the correct insurance. This kind of insurance covers the vehicle, the driver and the goods being transported. It also protects anyone else who may be involved in an accident or incident involving your HGV. This adds up to the ultimate in reassurance for you and ensures all eventualities are provided for.Heavy goods insurance can be used for single journeys, seasonal transport or on an ongoing basis. It can be structured to accommodate your particular schedules. This will save money and time and allow easier calculations for accounting. HGV Insurance can be...more
Lorry Insurance is especially designed for large van type vehicles driven for business or personal use. This type of insurance is on offer to businesses who use these larger vehicles that are not heavy goods vehicles. This type of insurance caters exclusively for certain kinds of transport. It differs from regular car insurance and HGV insurance as...more
HGV insurance happens to be of the utmost essence when it comes to heavy duty vehicles that carry various kinds of goods - even hazardous goods - from place to place. Naturally, it would be best to take the utmost heed when it comes to this by having proper insurance against each possible contingency out there. As a matter of fact, various...more
If you have started your own business where you will be using trucks to make deliveries, than the first thing that should be in your head is that you need to get commercial truck insurance. Having a truck out on the road may be one of the most expensive assets in your company so you need to make sure you do everything you can to keep it protected and insured.The commercial trucking insurance focuses on certain factors for determining the level of insurance. Firstly, the driving area where the truck will perform its daily activities. An area having effective infrastructure of road, surroundings and weather is prone to have a better premiums as compared with an area having poor roads and ineffective infrastructure. Secondly, the amount to good and materials which would be transported in the truck. If there is a case that a truck has to carry lighter amounts of cargo then the level of insurance and premium amounts would be higher as compared with that of the trucks carrying higher amounts of cargos in them.Commercial trucks insurance can cover every possible concern that are involved when it comes to the safety of trucks and truck operators. Typically, an insurance policy lists down...more
Insurance is perhaps one of the most important aspects of your business or personal guarantees against risks. From Auto insurance, home insurance, family insurance, commercial insurance, personal safety insurance to general insurance, you will find...more
Due to the fact that accidents can happen with the high crime rate in South Africa, one has to be sure that you have made provision for these unforeseen incidents. You have already taken the first step towards making sure that you do not have to...more
Unfortunately there are a number of insurance companies that have hidden clauses that they conveniently omit when explaining their terms and conditions of cover. It remains the responsibility of the consumer to make sure he or she go over the...more
Needless to say short term insurance nowadays is essential and can mean the difference between peace of mind and anxiousness and can save us allot of time, stress and money.Insurance companies in South Africa offer comprehensive and full cover and...more
With the economy still reeling and unemployment growing, many people face the scary prospect of not being able to pay their insurance premiums. If you don't pay your premium it will lapse and then you will really be in a mess if anything goes...more
James never did learn not to approach me announced I'm glad to say and over the years we've visited that same church many times over, Our wedding, our second wedding, all marriages have their rough spots, and then the christenings of our eight...more