Busy people appreciate their insurance agent New York. This person saves them time, money and gives direction on how to maximize coverage and reduce premiums. This specialized agent knows the insurance business inside and out and makes three suggestions that benefit clients. The first suggestion covers the coverage needed for each individual or business. The second suggestion is on the limits of this coverage necessary to protect the financial...more
Russia Insurance Market Intelligence "With the disintegration of the Soviet Union, the Russian insurance market witnessed several changes and a gradual development of market-oriented policies was recorded. The Russian insurance industry can be classified into life and non-life business, with the latter dominating the market on account of the compulsory medical and motor third-party liability insurance. Moreover, the voluntary property insurance...more
Romania Insurance Market Intelligence "The insurance industry of Romania has been growing at an impressive rate. This growth was broadly based on overall economic growth of the Romanian economy. Rise in the employment rate, along with the rising wages, has increased money supply with the households, which, in turn, has increased consumption and the notable fall in the inflation rate has increased the potential of savings. All these factors have helped the growth in the insurance industry of Romania. The low penetration level is also providing abundance of opportunities for the insurance market. Low level of density in comparison to other European countries is another important factor to aid the growth of life assurance, savings and other products.Romanian insurance market consists of two segments, general insurance and life insurance, with the former being the dominating between the two. The general insurance segment further consists of property insurance, motor insurance, liabilities, credit and warranties and other lines of insurance. Motor insurance, which dominates the entire insurance market in Romania, has also grown considerably as a result of increasing vehicles sales and...more
Poland Insurance Market Intelligence "The insurance industry of Poland has been recording astounding growth on account of the growing economy and developing industrial, construction and services sector. The growth registered in the premiums during the past few years is attributed to the increasing ownership of automobiles and investment in real...more
Kazakhstan Insurance Market Intelligence "The insurance industry of Kazakhstan has witnessed a strong growth during 20012008, in local currency terms. The increase in premium growth over these years was mainly on account of the reforms initiated by the government as well as the astounding performance of the economy. The growing economy, supported...more
Hungary Insurance Market Intelligence "The strong growth of the Hungarian insurance market is evident by the fact that it more than doubled from 2000 to 2008 in the local currency. The most important development in the Hungarian insurance sector is the entry of large multinational companies during the first half of the nineties. As a result of this, most of Hungary's top insurance companies were able to apply international standards and products to the local market. The entry of large foreign insurers in the country helped remedy a serious lack of available insurance in Hungary, especially life insurance. The strong growth in the economy of Hungary has been one of the strongest growth drivers, apart from factors like rising income levels and increasing household expenditure.The insurance market of Hungary is basically divided into life insurance and non-life insurance segments. Accident, health and travel insurance are treated separate from life and non-life and considered as personal insurance. Life insurance segment includes term life, endowment, mixed-life, term-fix life, annuity and unit-linked products. Hungary, like many countries, has seen strong development of unit-linked...more
Incapacity Income insurance is one thing that almost all young professionals never suppose about. It's difficult for many young folks to perceive the requirement for Incapacity insurance as a result of the thought of becoming disabled almost seems...more
Czech Republic Insurance Market Intelligence "The Czech insurance industry has been growing at a notable pace since the early nineties, mainly because of government reforms, increasing income, and household expenditure in non-food categories, demand...more
Croatia Insurance Market Intelligence "The insurance market of Croatia has been growing strongly since the last few years. The industry is mainly thriving as a result of the notable performance of the life insurance segment as well as the...more
Bulgaria Insurance Market Intelligence "The insurance industry of Bulgaria is very small and fragmented in structure as compared with the larger European Union economies. In the coming three to four years, the Bulgarian insurance market is expected...more
Lebanon Insurance Market Intelligence "Lebanon's insurance sector is more significant economically, more advanced, and more innovative than those of its Arab neighbors. Also, the insurance sector is open and liberal supported by the free market...more
Egypt Insurance Market Intelligence "Egypt is one of the few countries globally which have the lowest per capita expenditure on insurance. However, its insurance market has witnessed growth in premiums, mainly on account of improved productivity of...more