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Yacht and pleasure craft insurance in Dubai covers any loss or damage caused to your ship or boat in the event of an unforeseen circumstance. However, the type of coverage will depend on the insurance company you choose. While choosing an insurance cover for your yacht or pleasure craft it is essential to keep the following points in mind: 1.If the maximum designed speed of your pleasure craft is more than the maximum designed speed covered by...more
COBRA is the acronym for a health insurance portability act signed into law during the 1990's. Thanks to COBRA, if you leave an employer who is providing your group health insurance coverage, you can keep the coverage for 18-36 months even though you no longer really qualify for the group coverage since you are not a member of the group. COBRA is a great benefit to many people-but not every employee who leaves an employer with group benefits should take advantage of COBRA coverage. COBRA coverage is extremely expensive. If you are someone in relatively good health, who rarely goes to the doctor and has no pre-existing conditions, then COBRA coverage might not be the best use of your financial resources. Instead, you could search for low cost health insurance on an individual basis and get your own policy, not hinged on group participation, that can cover you for a fraction of the cost of a COBRA policy. For individuals with pre-existing conditions, low cost health insurance is a pipe dream. Not only are premiums expensive for formerly ill individuals, but they may not even approve you at all depending on the risk you present. Or, they may approve you and agree to pay for your...more
For many people, obtaining a auto insurance quote is simply about satisfying their state's requirements for auto insurance coverage. That means that they often just choose those coverages that their state requires-and at the minimal coverage requirement levels as well. But is that really the best decision for a auto insurance consumer to make?...more
When you are shopping for a health insurance quote one of the things you might consider is a group health insurance policy. But you should know that there are many drawbacks to group health insurance policies that can adversely affect you and your family. The Difference between Individual and Group Policies Before you get a health insurance quote...more
Some people simply love collecting cars, while others may just own several cars. If you are one of these people, you could save a lot of money on insurance if you opt to cover all of your cars under a single umbrella while having the chance to apply different terms and limitations on each car separately. On the same note, if you have a lot of cars that you use for your business and for other commercial purposes, you definitely need to look into fleet insurance. Yes, you can get a van fleet, motor fleet, taxi fleet, coach fleet, company car fleet or minibus fleet insured under a single option of insurance policy. Haulage fleet insurance happens to come with the exact same advantages as normal insurance policies. The only difference would be the fact that you will be saving on both premium costs and administration costs. Plus, there will be less stress and hassle when it comes to trying to recall every car's dates of policy renewal - definitely a policy with a lot of benefits. With this type of insurance, insurers will take care of any required paperwork while still giving you a chance to have certain terms and limitations applied to every individual car, if you want. For haulers...more
The taxi business market in the UK has more than doubled since the past two decades. From a low of about 16% many years back, about 32% of the growing population today ride a taxi at least once a month. If properly managed and protected,...more
Motor trade insurance is something every business owner needs. This is the first thing they have to take into consideration, and is also the first thing they should think of spending on before deciding to sell anything in their motor trade. The...more
Insurance companies have been known to use many different delay tactics when it comes to settling or paying out on an insurance claim following an injury accident. It is often said that insurance companies possess two faces, one outward and one...more
One of the happiest times of your life is as soon as you get engaged, he gets down on one knee and asks in the old fashioned manner, perhaps he discretely places your diamond ring in your desert or possibly he gets "will you marry me" shown on the...more
As a judge in Dallas for 10 years, and a criminal defense lawyer of The Wade Law Firm since 2007, Henry Wade has met hundreds of individuals charged with varying crimes. In the case of insurance fraud, Wade explains, the individual committing the...more
As a well-practiced criminal defense attorney in Texas, Henry Wade of The Wade Law Firm has had a lot of criminal cases pass before him, both from his time as a lawyer and as a judge. And according to Wade, insurance fraud is, most simply put, making...more