There are advantages to having the proper commercial fleet insurance, if you are a business owner that has many vehicles on the roadways, representing your business. Service or delivery vans can be moving targets for those that are looking for a lawsuit settlement and they can also be moving targets for would-be thieves. While you might have general public liability and employee liability insurance protection, you can be exposed to many different...more
For the businesses that have a fleet of service or delivery vans, a fleet of Lorries or even a fleet of business automobiles on the roadways, finding the best commercial fleet insurance can be important to protect your business assets. There are some businesses that do not think about their insurance protection until an accident has occurred, but you should review your insurance protection on a regular basis and no less often than annually. Many...more
For those businesses in the UK that have a fleet of service or delivery vehicles on the road, having the proper fleet insurance is crucial to the protection of business assets. The problem for many businesses is there is a tremendous amount of liability, when you have fleets of vehicles on the road, no matter what type of business you are in. There are some fleets that might be normal automobiles, while others might be service vans or even heavy duty haulage vehicles that are more susceptible to theft, fire or accidents. Your fleet of vehicles might not be that large, but it is still important that you have the proper fleet insurance, or you could be putting your business and even your personal assets at risk. When you are a growing business, it can be a tremendous setback, if you fail to have the proper insurance cover for your fleet. If you are transporting goods for others, you could be liable for a large loss, should something occur while you are transporting them. For this reason, goods-in-transit insurance cover might be something that should be included in your insurance cover for your fleet, as just one example. There are many other risks you might be exposed to, if you...more
If you are in the business of haulage, delivery or have any kind of service vehicles on the road, there are some different types of fleet insurance you should consider. Of course, you need to have your commercial vans, automobiles or trucks insured for their values, but you need to consider that employee liability and general liability might not be...more
If you are the owner of a heavy goods vehicle you will be aware of the need for a special type of insurance. HGV Insurance policies are available for a single vehicle, or a whole fleet, and they offer many benefits. A good HGV policy will usually include European cover and a 24 hour contact facility for urgent enquiries or claims. These are some of...more
Lorry Insurance is especially designed for large van type vehicles driven for business or personal use. This type of insurance is on offer to businesses who use these larger vehicles that are not heavy goods vehicles. This type of insurance caters exclusively for certain kinds of transport. It differs from regular car insurance and HGV insurance as it usually accommodates vehicles up to 3.5 tons in weight. To apply for this form of insurance the vehicle or fleet must meet certain criteria. This can vary with different insurers. The driver of a lorry or van also has to be over 21 years old to be eligible for this insurance. This is a factor that employers must consider when hiring any drivers. With Lorry Insurance it also helps keep costs down if the named driver is fully qualified or has taken an advanced test. Employers have no choice but to select the older, experienced, trained candidate in order to secure Lorry Insurance that will be cost effective.Your Lorry Insurance is a vital part of your running costs if you are a business and use your van or lorry for commercial use. It is worth taking a look at several companies and policies before you decide as prices and features vary....more
HGV insurance happens to be of the utmost essence when it comes to heavy duty vehicles that carry various kinds of goods - even hazardous goods - from place to place. Naturally, it would be best to take the utmost heed when it comes to this by having...more
If you have started your own business where you will be using trucks to make deliveries, than the first thing that should be in your head is that you need to get commercial truck insurance. Having a truck out on the road may be one of the most...more
Insurance is perhaps one of the most important aspects of your business or personal guarantees against risks. From Auto insurance, home insurance, family insurance, commercial insurance, personal safety insurance to general insurance, you will find...more
Due to the fact that accidents can happen with the high crime rate in South Africa, one has to be sure that you have made provision for these unforeseen incidents. You have already taken the first step towards making sure that you do not have to...more
Unfortunately there are a number of insurance companies that have hidden clauses that they conveniently omit when explaining their terms and conditions of cover. It remains the responsibility of the consumer to make sure he or she go over the...more
Needless to say short term insurance nowadays is essential and can mean the difference between peace of mind and anxiousness and can save us allot of time, stress and money.Insurance companies in South Africa offer comprehensive and full cover and...more