Insurance is the form of risk management primarily used to protect against the risk of potential loss. Insurance is defined as the fair/ethical transfer of the risks of potential loss, the entity in the second, in exchange for a premium and duty of care. Insurer, in economics, is the company that sells insurance. Insurance rate is a factor in determining the amount, called the premium to pay for a certain amount of insurance coverage. In...more
Mexico motorcycle insurance is not what is normally available to the citizens of United States and Canada. In Mexico, if there is an accident or a breakdown, and if the vehicle is damaged to such an extent that it would require towing facilities, then the insurance cover provides for this as an added benefit. The vehicle can actually be towed to a center in US for repairs without requiring any specific legal clearances.Repairs and claim bills for...more
According to a survey carried out in the UK a substantial number of consumers are paying insurance premiums considered as being too high. This is a matter of concern because living costs seem to escalate and then never come down again making life very expensive.If you want to take out a motor insurance policy then be aware of insurance providers prepared to overcharge you. They take advantage of consumers who don't have the financial means to settle their insurance costs by means of a yearly lump sum. In such a circumstance, the only insurance cover they are prepared to provide you is by means of a costly monthly payment.It's not hard to figure out it's a catch twenty two situation for such motorists. The UK law demands that every person driving on public roads must be in possession of a valid insurance policy. This means you can't eliminate having to pay for insurance to protect your car. The vast majority of UK inhabitants need their cars for getting to and from work, ferrying round the children to necessary activities and taking care of the needs of elderly relatives. In other words, we can't do without our cars for transport.However, your need for a car does not mean...more
Bike insurance has come a long way since it was first introduced. In the early days, this kind of insurance was limited and rather expensive. Riding a bike was seen as a reckless activity and riders were portrayed as a nuisance on the roads. Insurance companies focused mainly on car and van insurance as this was more in demand. A few insurers...more
Irrespective of what business you are in, or how little it could be, there are several sorts of insurance cover worth checking out. If you're serious about saving money then it is crucial that you carry out some detailed research before settling on a particular cover.to protect your company ( and you ) from legal culpability, it is critical to...more
A UK commercial fleet insurance company has warned that statistics show that those who use mobile phones when driving are four times more likely to be involved in a collision.A spokesperson from the British 'No Excuse' campaign confirmed these statistics and stated that all phone calls and text messages distract from driving. The campaign is called the 'No Excuse' campaign as drivers with bad habits such as using mobile phones or not wearing a seat belt offer up excuses when stopped. They try to talk their way out of the situation with elaborate excuses, as if the police would be convinced!The 'No Excuse' campaign which is running in Dorset, UK, revealed that about one-third of those stopped were either using a mobile phone or were not wearing a seat belt.One classic incident from the campaign was a woman in a silver Vauxhall who was stopped and she told the policeman that she had left her BlackBerry at home so whoever had seen her typing must have been mistaken. In turn the policeman located her BlackBerry which was connected to Facebook, fined her £60 and told her "I'm sure your Mum told you never to lie to a policeman."Distracted driving is on the increase as motorists...more
When you want to get long term care insurance or LTC insurance it is important that you first take the time to get LTC insurance quotes. There are many different reasons why this is a smart idea for anyone before getting this type of...more
It has been noted there are many people turning to the use of motorbikes rather than cars due to the reduction in cost. There are bike brands that are a lot more affordable than the average car. Undoubtedly, a motorbike can be a cheaper and quicker...more
Motorcycle insurance is not particularly expensive but it is an essential necessity. If you compare and shop around you should be able to find suitable insurance to suit your budget. However there are several ways that you can reduce the cost of your...more
It is not at all difficult to show online proof of insurance. All you need to do is go online and check various rates and then choose suitable insurance company. After that, you will need to provide some information to them, which is kept...more
Have you ever asked yourself who has the best insurance when you were planning to get your car insured? Anyone that drives an automobile today should be covered. That must come as no shock as everyone pretty much understands the rules. What isn't...more
High risk insurance quotes are usually more expensive than those offered to drivers that fall into low risk categories. It is important to understand that just because you are termed a high risk today does not mean that this will always be the case,...more