Poland Insurance Market Forecast (2008-2012)The Polish insurance market has performed reasonably well over the past couple of years except 2009 when the financial crisis hit the market badly. It grew at a CAGR of over 13% during 2005-2009. The Polish insurance market is dominated by life insurance segment that has shown more consistent growth and outperformed non-life counterpart over the last few years. However, life insurance fell sharply in...more
Many if not all loan seekers might be concerned about what they would do should they become unable to work because of injury, illness or if their position at your place of employment becomes redundant. There is actually something called PPI which was instituted for these situations.The abbreviation PPI is short for Payment Protection Insurance. This kind of insurance was established to help cover the repayment of bills such as a mortgage loan,...more
The Motor Trade industry is one of the busiest industries in the UK. As motor trading is always conducted, motor trade insurance is a must.The insurance protects motor traders whether their business is done at home or from a business premises. Whatever field you work in, be it luxury sports cars or vintage cars, there will be a policy suitable for you. Like with other policy's, payments can be made monthly or you can pay the full amount off at once. Some insurance providers offer discounts for new customers. Motor trade insurance is essential and it is recommended that a person meets a certain criteria. For example, the potential buyer of the vehicle must have held a full British drivers licence for a minimum of a year and there is a maximum of three drivers that can be registered to the car. If a person has any convictions on their drivers license they become ineligible for motor trade insurance. Pending or ongoing convictions will also have the same effect. However, convictions that happened five or more years ago are disregarded.Policy owners cannot employ people who have been disqualified from driving within the past five years. If they have been disqualified for a period...more
It is not just cars that must be insured on British roads, every type of motor vehicle is required by law, to have at least third party insurance.This includes Lorries and Heavy Goods Vehicles (HGVs), which are typically used for business or commercial purposes. A lorry or HGV drivers licence is an upgrade of a traditional driver's licence and...more
Takeaways can face insurance claims for many different reasons, hence the reason that most have a valid takeaway insurance policy in force. There are various different policies available, many that offer the same skeleton or basic cover. The main denominator between the insurers is, as with most products, price. But, this is no, and should not be...more
Income protection insurance, also often called income insurance, pays up to 75% of your income when you suffer from an accident or illness. It helps protect your livelihood, allowing you to pay for bills and living expenses while you focus on recovery.This type of cover is especially important for families where there is one main breadwinner. It is also vital for single people who want to ensure their financial independence no matter what life throws their way. If you cannot afford to take extended leave from work due to injury or illness, then this type of cover is for you.In Australia, income insurance is generally tax deductible. As long as your premiums relate to the earning of assessable income, then the Australian Taxation Office (ATO) will generally allow a tax deduction.How much can I claim back from my income protection insurance policy?It depends on the cost of your premiums, but generally speaking if you have a stand alone policy you should be able to claim the entire premium when doing your tax. However if your policy is bundled, then the amount you claim will be different.Speak to your tax adviser for further information regarding your tax return.Bundled income...more
Both terms, trauma insurance and trauma cover, are used interchangeably in Australia. As the word 'trauma' suggests, this type of cover offers financial protection should a serious accident or illness befall you.Trauma cover is suitable for both...more
I recently started a business and had to get liability insurance to ensure I was covered if I wanted to get the Australian government contract I was after. I like the internet and use it to search and buy many things including insurance, but trying...more
Funeral> is a great product that has only become widely available in Australia during the last 5 years. Prior to that, there was only one or two companies in the market offering funeral cover and it was expensive and not really worth it. Now there...more
The internet today is the most vast source of information. Information is almost commoditized, the only important thing being that one should know what to search for. The greatest role of the internet has been in removing information asymmetry,...more
Insurance for a motorbike in the UK is required by law. If you are about to invest in such a bike then you must be certain you can meet the monthly premium payments. The type of bike you buy is going to affect your premiums.Most motorbike...more
Where to Find the Best Motor Insurance for You One vital thing to get after getting a motorcycle would be motor insurance. Make sure you take some time off to research any options available to you first, though, so you can get the best insurance...more