Get it out of your mind; insurance is not an option. It is a necessity and going without it is the recipe for disaster. It is vital no matter how well you feel or how healthy you are. The need for insurance is just around the corner, the next time you try to make a left turn in your car and someone doesn't want to slow down. You can be as cautious as possible and that means nothing when fate intervenes.One of life's situations that surprises...more
Purchasing health care is a little more delicate than buying say, a cup of coffee. You will certainly need to know more than just how much it will cost you. Getting your moneys worth is always smart shopping. Health insurance certainly isn't cheap and could easily bust up a monthly budget. Educating yourself is a excellent place to start before you run out and purchase something without understanding what you are buying or buying the wrong...more
To err is human and mistakes can be made even by specialists but in medical field mistakes can have a huge impact on the health of a patient, especially when they occur due to negligence. In such cases patients can file a lawsuit against the doctor or the hospital. Doctors who practice privately can incur major financial loss and their career will be at a stake if they are not covered by malpractice insurance. It's become mandatory in some states for doctors to purchase this kind of insurance. A major reason for doctors not buying malpractice insurance is the huge amount of premium that needs to be paid. Some doctors even quit their practice due to the huge cost involved in buying this type of insurance policy. Hospitals, Financial services and real estate companies also take malpractice insurance apart from professionals who practice individually. Medical Institutions purchase this type of insurance for their employees who include doctors, nurses and surgeons. Most of us usually assume that malpractice insurance is a must only for doctors but even other professionals such as lawyers; international medical students, counselors and psychologists are in need of professional liability...more
If you are confused as to which policy to go for or you are awaiting certain medical results, you can fill the gap by taking a short term insurance which will take care of unforeseen events while you are deciding on what policy to take up. The only real disadvantage of short term insurance is that it doesn't cover for pre-existing conditions. Hence...more
It pays to know what you are getting as it will avoid any complications later on. Maintain communication between you and the insurance agent in a well documented easy to access form such as emails or written letters so you have ample proof in case of any conflicting interest. Some credit cards automatically offer trip cancellation insurance when...more
Filing a Social Security disability or a Supplemental Security Income claim is an easy and short procedure. The Social Security disability programs are ready to people who have long term, severe medical concerns avoiding them to work. Social Security doesnt tender any short term disability claims. To be able to become eligible for disability must be anticipated to last 12 continuous months.Knowing the requirements for a Social Security disability is the primary step to have the application approved. Following are fundamental requirements for Social Security disability claims.The Social Security disability claims requirements are based on the work history of a person. To be able to qualify for this claim it is necessary that a person had worked in occupations that are paying Social Security taxes 5-10 years ahead to the occurrence of the disability. Occurrence of the disability is the date that a person became disabled primarily. The job requirements for Social Security disability dont need that 10 years of occupation be constant; as long as a person has 5-10 years prior to his or her disability to meet the requirements for the claims.The Social Security medical requirements are...more
Medigap insurance plan is a unique way for securing future as it is a supportive scheme to ensure proper medical treatment in medical emergency. There are total 12 health plans about Medigap insurance plan and one can select any one plan in...more
In united states of America 18% people head for having a medigap plan along with Medicare original plan. Now what exactly is medigap plan in reality? It is not other than a simple policy to cover up all the gaps created by original Medicare plan in...more
You will get compensated for the accident that you got into and you were somehow left without work because it was the apparent motive that you got disabled. At first you will assume that compensation was good enough but afterward you will realized...more
With massage therapy liability insurance you'll also gain protection against "slip and fall" lawsuits, or incidents that occur by accident on your property. For example, if a client slips on the icy sidewalk leading up to your practice space, you...more
Most people who make a false insurance claim do not really believe that they are engaging in a criminal activity. Making a false claim is seen by some as a form of repayment by the insurance company for the money they have had through the householder...more
Finding out how beneficial gap insurance could be to you is easy. To find your car's depreciation rate, there are many online calculators available that will help you. Make sure to use more than one as the results may differ considerably.An...more