It does not matter if you are an architectural or contracting firm or if you are self-employed. It is important that you possess full Professional Liability Coverage. This specific insurance is also referred to as errors and omissions insurance for engineers. Essentially, this specific form of insurance offers protection if ever a mistake is done on the job which causes a lawsuit. Though there are engineers who opt out of this specific coverage,...more
Vietnam Insurance Sector Forecast to 2013With the limited penetration and huge potential, Vietnam offers ample opportunities for international insurers. The Vietnam insurance market is one of the fastest growing insurance markets in the world. This is evident from the fact that while the insurance markets worldwide were facing financial crisis, the Vietnam insurance market was enjoying robust double digit growth. It grew at a CAGR of close to 20%...more
Sometimes, it is confusing to decide what company you will trust. You often find yourself being torn by so many policy decisions that you end up feeling so lost among the numerous companies. Whether you want to buy a mortgage or a insurance, you need to do some research. You need to ask yourself some important questions such as the maximum amount you prefer for deductibles and collisions. You also need to consider the renter's insurance which is often the problem when you have a son or a daughter who studies away from your residence. Briefly speaking, these matters should be your priorities should you decide to purchase an insurance. If you need to know about insurance companies in areas like Ann Arbor or in Orange County, MI, you need to know some tips on how to avoid certain pitfalls. Depending on specific conditions, the coverage or policy terms are different from one state to the other. So when you have recently moved to a new location, ask for more details if the state has some rules related to insurance. There are nine states in the country today which has a policy language that pays a certain amount to individuals who are victims of a car accident. Either it is the fault of...more
Structured settlements are contract or agreement between two or several parties, often meant to be a settlement to insurance claims. The idea of purchasing a structured settlement can be quite beneficial. The structured settlements are basically the settlements that are made by and investment or insurance company against the damages or claims that...more
After seeing the historic flooding of Nashville, Tennessee, the question of how much does flood insurance cost is on many of our minds. After all, floods are devastating and theyre not typically covered under typical homeowners insurance policies. National flood insurance is available through the National Flood Insurance Program. As with most...more
It's difficult to make sure you'll be properly covered when purchasing holiday insurance. So how do you protect yourself any hidden loopholes? The first, and most important thing to note is that you need to read the small print. A study from financial research company Defaqto highlighted the importance of scrutinising any small print before purchasing an insurance package.Travel insurance is available from most banks as well as packaged with some use abroad credit cards.The new Defaqto study revealed that from 423 of the available annual travel insurance policies, 28 per cent did not cover children that lived in a different home to the parent they were travelling with.Brian Brown, author of the Defaqto report and Head of Research at the company warns separated parents to check details of insurance documents as some insurers do not view the child as family if they live at a different address. The study also found that 77 per cent of insurance companies refuse to refund for grounded flights, with independent travellers found to be most at risk. Brown points out that although many insurers will cover for 1,500 or more for airline failure, this may not be enough to cover all pre-booked...more
Whatever type of hotel you run, you are going to need good hotel insurance. From guest house insurance to commercial property insurance, make sure you work with a professional and reputable company. When it comes to insurance it is not worth taking...more
It truly is remarkable that once you first enter into a room, you notice the sort of window curtains as well as valances. Window treatments, Curtains and Drapes are always noticeable, and then our minds as well as imagination start working overtime,...more
Breaking into the world of driving can be rather scary. You have so much to consider and so many rules to follow. So if you are relatively new to driving, than you should be aware of the requirements that you have in every state to get insurance for...more
If you have a child who has just reached driving age and is about to hit the roads on their own, you need to know how much it will cost to add them to your insurance plan. If you are wondering, how much is insurance for a 16 year old, you should be...more
It is recommended that insurance records be updated every few years to reflect the changing values of jewelry. Estate appraisals are usually not completed until probate, although in some cases it may be advantageous to have them earlier, such as in...more
Businesses should look at all their options before investing in commercial truck insurance. The cost of this protection will be based on a particular businesss insurance rating. Such a rating varies widely based on such factors as insurance...more