Many people don't realize that there are a variety of ways that you can save on your health insurance. While most are aware enough to try and find the lowest possible premiums on a good insurance policy, there are in fact several other ways that you can reduce your premiums and get more reimbursement than you ever dreamed was possible.One way to save is through a health risk assessment. While many companies offer this type of discount to their...more
Many Working Folks Do Not Get Health Insurance at Work!We are utilized to thinking of well being insurance policy as an employee benefit. However, numerous little companies do not offer a group health program. With the boost in house based companies and little cottage industries, a lot more Americans seek their personal, specific and family members wellness insurance plan strategies. Several different kinds of well being insurance ideas are out...more
Insurance premiums combine to make up a substantial portion of most American's monthly bills. Between home insurance, car insurance, health insurance, and others, it is likely that you are paying many hundreds of dollars every month to protect yourself from the worst case scenarios that life sometimes throws at us.But while carrying the proper amount of insurance is very important step in ensuring your long term financial stability (an estimated 60 of all bankruptcies results from medical bills), there are steps you can take to lower your monthly insurance premiums so you will save money while not sacrificing coverage.Repair Your Credit ScoreOver 90 percent of major car insurance providers take your credit score into account when determining auto insurance premiums. Why? Because studies have shown that on average, people with lower credit scores file more claims and in turn cost insurance companies more money. For this reason, if your credit score is hurting, expect to pay more for car insurance regardless of your driving record.If your credit score is less than desirable, you may be able to repair it either by yourself or with the help of one of the many quality credit repair...more
Many people who start a new business avoid taking insurance to reduce their expenses. These people incur high capital expenditure to start their business but avoid taking insurance because they consider it to be unimportant. Businesses require insurance to support them when calamity strikes. For example business people incur expenses when they...more
So you might have heard of courier insurance, motor trade insurance, car insurance, fleet insurance, heavy goods vehicle insurance and so many more, but have you heard of commercial insurance? If you have, do you know what it can do for you?Commercial insurance can cover anything in your business from your company cars to your office building and...more
If you are a business owner, your business will have to meet certain criteria as set by the insurance industry. Some of these are:* Pending Legal Aspects* Premise Safety Measures* Work CultureThe insurance industry has preset grades or standards they expect your business to meet. It is only when your business meets those expectations that your application is approved. Insurance companies work according to a grading system. Your business must earn a certain amount of points in order to be eligible for cover. Be warned, reputable insurance companies will do a meticulous overview before they deem your business is eligible. This may sound daunting if you are about to embark on a search for commercial insurance. However, the best way to view this process is to recognise the preset insurance expectations as assisting a business improving its own standards. You get the expertise of the insurance industry to upgrade your business and in turn they get your business.It is very important that your business reaches the expected requirements to be approved for insurance. The closer you are to industry requirements the less risk you are to your insurance company. The less risk means...more
Most people who own a car must be aware that they need to get an insurance policy to drive their car on road. Owners who don't get insurance have to face legal ramifications if they are caught breaking insurance laws. A good car insurance policy will...more
Any individual or firm involved in any business related to motor vehicles must carry an insurance cover. Whether an individual tunes cars, does oil changes or it's a workshop that repairs cars or owner of a fleet of trucks, or cars that are used for...more
If you provide a service within the larger motor industry it is necessary for you to have the appropriate insurance. Your service or business would fall under the umbrella of Motor Trade Insurance. However, because there are so many different kinds...more
Technology is a wonderful thing. If you happen to work in the wedding insurance business, it's perhaps not quite such a wonderful thing.Wedding Insurance Claims - When Technology Goes Bad By: Adam Leyton About the Author For more...more
It is a good move and we would need to wait and see the success of the private life insurance companies in effectively using this channel. LIC might find it a tad easier.Indian Postal Department To Now Distribute Insurance Products By: Deepak...more
If there were a way that you could take care of your final expenses simply by paying a premium would that be of any interest to you? If your answer is "yes" then you will want to read this article and learn how easy it is to get burial...more