It is essential that you get the right insurance on your motorbike, it's the law. While you don't have to go with the most expensive type of insurance for your motorcycle, you do need to make sure that you have at least minimum cover before you go driving your bike.Of course, this can get expensive. To ensure that you get the best rates possible, you need to understand the facts behind the rates that you are paying when you buy insurance for your...more
There are many reasons for being uninsured in the United States. Perhaps someone has lost a job or they are a young person moving from dependence on their parents to adulthood. These U.S. citizens, some with children, some without, may be working low paying jobs that do not offer health benefits, or they just may be facing difficult times. Some of these people may be a loved one, a friend, a neighbor, or an ex-coworker. These are the people that...more
When you're shipping something with a courier company, one of your primary concerns should always be that your assets are protected. However, unless you're familiar with the insurance policies that your San Diego delivery service has in place, you're not going to know whether or not you have to take extra action independently to make sure that is in fact the case. Assuming that you are always going to have to get insurance for every courier shipment that you send may be a bit premature. However, it is also going to be imprudent to assume that everything that you ship is simply going to be adequately insured without doing any investigation on your own. Some people are worried that couriers aren't going to want to talk about the details of their insurance, but this couldn't be further from the truth. Courier companies are always eager to fully disclose exactly what kind of insurance they are carrying on their shipments, as this is both in their best interests, and in the best interests of their customers. There are certain laws which govern the carrying of insurance by legal courier companies. This means that they are always going to have some kind of coverage on the goods that they...more
There are many different insurance companies out there these days. Some of them may be able to offer insurance without license in some areas. For people who have international drivers licenses, this can be very helpful.The best way to do this is to tell them on the application that you do not have a drivers license. You can write zero into the box...more
Are You protected With California Business Insurance? For small business owners, small business insurance is an essential part of operations. There's really no way around it. In order to protect your business from liability, business insurance is a necessity. That being said, finding affordable business insurance is just as...more
Is Your Insurance Company Going Out of Business? By Lance Wallach Do your clients have life insurance or annuity policies? If so, they - and you - may be in trouble. The plummeting financial markets are dragging down the life insurance industry, which is an important component of the U.S. economy. Continuously escalating losses weaken the companies' capital and eat away at investor confidence. More than a dozen life insurers have been awaiting action on applications for aid from the government's $700 billion Troubled Asset Relief Program - and thus far, the government hasn't stated whether or not insurers qualify for the program.Life insurers have undoubtedly been taking a beating. At the time of this article, the Dow Jones Wilshire U.S. Life Insurance Index had fallen 82 percent since its May 2007 all-time high. Among several of the hardest-hit companies are century-old names that insure the lives of millions of Americans. Shares of Hartford Financial Services Group had been down at one time some 93 percent from their 2008 high. Both MetLife and Prudential Financial are suffering as the value of their vast investment portfolios declines. As the economy weakens,...more
Commercial Trucking Insurance Is For Your Protection You always want the best when it comes to your business. In very detail involving the operation, quality control is strictly adhered to in order for you to achieve the ultimate profit. This...more
Plenty of options are strewn all over internet for commercial fleet insurance. One can find them so easily that you might be confused as to which to consider and which to believe. This article will help you in the best way to help you apply for a...more
All business owners run after cheap commercial insurance quotes to manage their business, be it smaller or larger. One faces a lot of trouble in choosing the best appropriate insurance cover to cover all the risks involved in the business to make...more
NRI Insurance - An Ultimate Solace When you are Overseas! Living abroad may hold a lot of apprehensions and fear for your parents back at home. You may be the sole bread winner of the family and the elderly at home need some one to constantly...more
We are all trying to save a little bit of money these days. With the economy in a slow rise, we are still looking for new ways to earn money and keep it in our pockets. If you want to save money on your auto insurance coverage, then you need to...more
PROFESSIONAL INDEMNITY: Are You Adequately Insured For A Bad Day At Work? The infamous bad day at work. We all have them from time to time. Something outside of work is weighing on our mind ... we get constantly interrupted by people we don't...more