During a life you, your family and your property are exposed to various risks. Illnesses, traumas, fires, hurricanes, thefts -- "the Name it a legion..." The best way to secure, the family and the property -- insurance.You have decided to buy an insurance policy. One of the first questions: "What insurance company to choose?" We shall try to help you.The companies are subdivided into 2 groups: LIFE insurance companies, which sell life insurance,...more
Secrets your car insurer won't tell you Knowing how the industry works can save you a lot of money and grief. Here are the secrets behind the premiums, and how you can save after an accident. Getting a good deal on auto insurance is hard enough. Keeping your premiums from rising? That can feel like playing a game where the rule maker refuses to tell you the rules. Here are a dozen ways the industry works, with tips to help you save: If you have...more
Cheap Motorcycle Insurance - Can It Provide Enough Security? First we need to understand that there is no such thing as cheap motorcycle insurance, at the very least not in the sense that we usually think of when we say cheap. Because of the inherent risk of bodily harm when motorbike riding, insurance can be relatively expensive. That being said, there are still things you need to understand about your coverage that could get you better deals and appropriate protection.The first thing you want to think about is adequate medical coverage. Remember, the risks of injury when involved in an encounter with a car is always higher for the motorcycle rider and insurance costs reflect this. In spite of the fact that this is probably the most expensive part of your insurance you really don't want to find your self short of this coverage if you are ever involved in an accident. Even a short stay in a hospital can be so expensive as to cause financial ruin so medical coverage is critically important. And be certain that you get no-fault coverage meaning no matter who might be at fault you are covered. This is pretty normal in most policies but you will need to make sure.Comprehensive...more
Because there are so many insurance providers offering health, home, auto, life and other types of insurance, it is wise to compare insurance quotes, as this can make it easier to obtain the most benefits for the lowest premiums. The advantage of using an online free quote tool is that you can obtain many quotes without any obligations, so that you...more
LinkedIn as a Prospecting Tool for Insurance Agents Many people see the current rage of social networking as a fun and easy way to waste time. From checking in and earning badges on Foursquare to updating your status on Facebook to sending out links to great news articles on Twitter, every spare moment of your day could be filled with social...more
Identity Fraud Protection Insurance is not for me - I'll risk it! Most of us think that we are just too careful to be the victim of an identity thief. We look after our cards, and shred all our trash. When my colleague's identity was stolen, he didn't realise that anything was wrong for a long time.When he finally realised, it was far too late. To make matters worse, he had no credit theft protection, so he had to sort it all out himself. It took almost a year before he felt confident that all he personal details were safe again, and everything was back to normal.His problem that he lived in an apartment where there was a shared mailbox - a perfect recipe for an identity thief or someone desperate enough to become one. It was easy for the fraudster to pick up other people's mail, and when a bank statement went missing, no-one noticed. This made it simple for the thief to set up new accounts and start spending before the alarm was raised.When it was finally discovered, because he got a letter about an account he had not set up, the worry set in. The police found the thief straight away, but he still ended up spending hours of his valuable time on the phone speaking to...more
The thing about home insurance is that too many people do not even think about it until it is too late, as it is something that gets pushed aside from time to time. With that being said, however, there are ways that you can ensure that this never...more
A person riding a motorcycle is far more likely to have an accident than a person who drives a four wheeled vehicle. There are many different reasons for this, one is that car and van drivers simply have a harder time seeing a motorcyclist. Whether...more
A person riding a motorcycle is far more likely to become involved in an accident that a person driving a car, van, or caravan. Why is this you might ask? Even the most experienced rider, no matter how safe or aware they are can have an accident and...more
Insurance is a funny thing, as everyone knows that they need it, but few know where to go for the best deals. This is because it seems as though different people are given different prices on insurance, depending on where they go. Anyone who is...more
If you're like most people, you are probably looking for an affordable motorcycle insurance policy. However, there are other things to consider when buying an insurance policy. For one, you have to figure out how you are going to use your...more
Having the proper insurance is a necessity for anyone who owns any sort of property, as being without this insurance can definitely lead to disaster. You never know what can happen over the course of a day, so making sure that you are protected...more