Contents Insurance - What you need to know Here are the basics of Contents Insurance, please remember that before committing yourself to any Insurance policy, it is essential to pay particular attention to exactly what is and is not covered. Contents Insurance could cover:WallpaperCarpetsFurnitureElectrical itemsClothingValuables - e.g. Jewellery - This may cost extraContents Insurance could cover you against:LossDamageTheftThe two...more
Achieve Good Grade Discounts with Your Insurance Premium Rate Brand-new car owners would not only be pumped with the idea they are equipped with the vehicle of choice but in delirious joy of saving up on public transportation expenditure. This is only the honeymoon phase of the entire ordeal because vehicle owners are required to insure their cars before going on the road. In the spirit of keeping budgets tight especially after spooning...more
Navigating the Dos and Donts of InsuranceWhether you are purchasing life insurance or home insurance there are a number of dos and donts that you need to consider before purchasing a plan. Insurance is meant to protect you and your possessions and so you want to ensure that your premiums arent going to waste. Many people have paid costly premiums for years only to find out that when they need to make a claim, they are denied or not entitled to what they expected. These dos and donts will help you avoid such a frustrating situation.Life InsuranceThe main purpose of life insurance is to provide financial support to your dependants when you are no longer around to provide for them yourself. Do:Consider a complete life insurance policy instead of just an accidental death or travel accident policy to ensure you are adequately coveredWeigh your budget against your needs and find a policy that is affordable and offers the right amount and type of coverageDont:Treat your life insurance policy like a savings account - dont buy a cash value life policy if you actually need a term life policyDelay something could happen to you at anytime and you want to ensure your loved ones are...more
Hiring a Social Security Disability Insurance (SSDI) AttorneyYou can hire an attorney to help you with your SSDI claim at any stage of your application process, but the only stage at which youre required to have legal representation is at the final appeal when you appear before a judge in Federal District Court. For most people, filing a claim for...more
Stay Safe And Be Safe With Contractors Insurance Why should anyone buy contractors insurance? For the simple reason that accidents do happen even in the best of work environments and while damage to the property can sometimes be compensated to satisfaction, loss of human life and/or permanent disability cannot. Contractor insurance would in...more
Have lawyers made the insurance industry overregulated? The insurance industry is a mature global industry which has a number of very large international firms as well as local players all vying for market share in their given spheres of influence. In the early stages of the development of the insurance industry however, the industry was very under regulated and some very shadt providers of insurance were allowed to operate in the market with little or no supervision or control from government regulators. However, in recent times, particularly with the impact of the global financial crisis, the insurance industry has become increasingly regulated. As an example, Australian insurance law has made more steps towards ensuring the financial stability and viability of its major insurers. This process was begun during the days of the HIH Royal Commission which resulted from the catastrophic collapse of Australia's largest insurance companies.In Australia, the body of insurance law which regulates the insurance industry and insurance contracts emanates from the parliament which has the authority to make laws with repsect to insurance and insurance companies under section XIV and XX...more
When thinking about car insurance, most people tend to evaluate it as an unwanted expense and will take any chance to cut down its price. The most direct and obvious way to do so is to cut down all additional types of coverage, leaving only those...more
Tough economic times makes for tougher financial times. The big lump-sum premiums are a big part of the epidemic of the uninsured-something sweeping the nation. Fortunately, it may be possible to pay in installments.Economic Hardship Creates...more
Knowing How to Choose An Insurance Adjuster That Works For You Living near the ocean means you can do just about anything. You can enjoy the sun kissed weather but can also experience storms and the extremes of hurricanes. Amazing how the...more
If you reside in Santa Monica and are in the process of purchasing a vehicle for the first time, you must obtain a number of different quotes from reputable insurers in the area to make a wise investment. While insurance is required in the state of...more
Oregon Ducks vs Auburn Tigers Live BCS Championship Bowl Online Streaming Tv coverage8:00 PM ET, January 10, 2011University of Phoenix Stadium, GLENDALE, AZAuburn LeadersPassing: Newton - 165-246, 2589 yds, 28 tdsRushing: Newton - 242 car, 1409 yds,...more
Oregon Ducks vs Auburn Tigers Live BCS Championship Bowl Online Streaming Tv coverage8:00 PM ET, January 10, 2011University of Phoenix Stadium, GLENDALE, AZAuburn LeadersPassing: Newton - 165-246, 2589 yds, 28 tdsRushing: Newton - 242 car, 1409 yds,...more