The main motive of insurance policy is to give financial security to the persons family especially during difficult times. There are aspects that need to be considered when you pick family life insurance. These factors can be the kind of lifestyle the family has and the income of the family. If one will focus on all this point it will give an idea how much insurance coverage has to be purchased so as to make sure that if one dies then the...more
Not everything in life goes smoothly or as we expect it to. That is why it is important that we should always be careful. Insurance of any kind is important to cover up for the uncertainties that may occur in future.However the insurance that is most important to have is the health insurance as we can afford not to have the other insurances but the absence of health insurance can prove to be fatal not only for us but also for people around us as...more
There is a popular saying which goes with the word Life Insurance hand in hand and that is "Insurance is not for the person who passes away, it is for those who survive". An insured life promises you that any eventuality in your life will not hamper the life of your family and they will have same living standard as they are having in your presence. If you are a breadwinner of your family then it is very necessary to get life insurance policies which suit your family the most. Because no one can predict the eventuality in their lives it may happen in the form of illness, accident or loss of property. So it is advisable to have an adequate coverage of risks associated with your life so that your family should not suffer. In today's time if someone lost their loved ones then they have to be emotionally as well as financially strong, so that no one can misuse or take an advantage of the weakness of the family. Hence it's our duty to insure our life when we are alive so that our family could stand on their own with the same respect as they had when we were alive. There are many duties associated with a person's life especially when he is the breadwinner of the family like...more
Too many learn the importance of life insurance only after the unthinkable has happened. On some level, we all are aware of our mortality, placing it into the "someday" mental file as something that is not to be thought about until some distant future. Unfortunately, that someday could be today or tomorrow or the next day as evidenced by the daily...more
September is observed as the Life Insurance Awareness Month (LIAM) across the country. It serves as an annual reminder to Americans about their life insurance needs, to make them understand the importance of including life insurance in their financial plan and if they already have insurance, to revisit their policy and make sure they have the best...more
Life insurance policy needs are usually different at different stages of an individuals life. When youre just starting out as a young, single adult, you may see little use in getting your life insured.As you grow older, so do your responsibilities. You may have dependents who rely on your income to subsist and you need to ensure their financial security in case youre no longer around to care for them.Then you reach a stage of greater financial stability where your kids have been through college, the house has been paid for, other consumer debts taken care of, and you probably have money put away for retirement.At this time in your life, your need for life insurance could be significantly different and you could do well to revisit your policy. The question you, as a senior, must ask yourself is whether its term life or whole life insurance that you need now.Term life insurance, as the name suggests, provides coverage only for a specific period of time. Term life insurance is usually recommended for young families that are starting out and have dependents, mortgages, and other financial commitments, but limited resources.As its relatively inexpensive, it allows younger people to buy...more
Mrs. and Mr. X own a significant estate that they plan to leave behind as a legacy to their children. As part of their estate planning process, their financial advisor recommends they purchase survivorship life insurance.Mrs. and Mr. Y have a son...more
Globelink have been providing specialist Travel Insurance policies for many years and offer a unique combination of personal service, sensible cover and security including a 24 hour multi-lingual emergency service. This enables you to relax and enjoy...more
Globelink specialise in providing Travel Insurance for people living in Spain. Authorised and Regulated by the Financial Services Authority and Approved by EU Regulators, Globelink are the leading provider of Annual Multi Trip policies and also...more
Globelink specialise in providing Travel Insurance for Brits living in Portugal. Authorised and Regulated by the Financial Services Authority and Approved by EU Regulators, Globelink are the leading provider of Annual Multi Trip policies and also...more
A good Travel Insurance policy will cover you for cancelling or cutting a trip short. Check carefully to see exactly what youre covered for: Accident, Illness. Pregnancy (unknown when you buy the policy), Jury service or witness summons, Home...more
With the number of life insurance policies on the market, it can be difficult to choose one that is perfect for you. We take a look at five things that you need to consider when making your choice of life insurance coverage.Life...more