Change Your Habits and Change Your Life.We often talk about our good or bad habits but in reality our lives are steered and controlled by a multitude of habits, many of which we don't even know exist. But could changing something as simple as a habit affect our lives?For a start imagine how it would be to wake up in the morning and get to work without the benefit of relying on our habits. How many decisions would we have to take...more
Most people find it a challenge to balance their life with work. As a result, one of these aspects tends to suffer. Managing time becomes really important in order to create a balance. But you can not manage what you have not scheduled. For you to understand this, you have to take work and life as two different entities that make up your activities, and are demanding your attention greatly. This will help you schedule your time, in...more
Human beings are caught up in a rat race and want to achieve riches and power without working for them. Man is simply materialistic and looks for shortcuts to achieve goals. He fails in the process. RAMA SHARMA takes a look at the pitfalls facing us all and asks us to pause for a minute and reflect on contenment and the true meaning of life. The Rat Race and the True Meaning of a Happy Life By Rama SharmaFrom the beginning of existence, human beings have always had materialistic desires. Their demands never end. Neither have they obtained satisfaction. They chase materialistic things all their lives and wish to be mega rich the easy way and have power to control weaker people. It is because of this quest, the human being is never satisfied. In the process he loses his sense of direction in life. The human being is less interested in doing good deeds for the community. He hates putting in hard graft. He wants to fulfil his desires and demands by committing sins but because of the fear of breaking God's laws goes to the temples to pray and ask for...more
To begin with, the gadgets are really cool & they actually make us grin & say: wow, just awesome! A gadget always makes feel much better as they access the everyday deepest needs i.e. security, usefulness, comfort and most importantly, one can play with those too. Some might say that they find gadgets useful as it makes their lives...more
Sensitive skin is characterized by skin that reacts adversely to changes to the environment, such as too much sun, extreme temperatures, or reactions to certain cosmetics or other pharmaceuticals. Sensitive skin can react by becoming swollen, red, itchy or dry. Sometimes, sensitive skin can be confused with skin disorders such as...more
This is one of the most sought after questions. Many people often confuse between term and universal life insurance. But from the experts point of view, both are a good investment if you pay standard premium amount timely and your coverage is for a long term.Applying for universal life insurance is truly a wise idea as the insurance is more flexible than term life insurance. The main advantage is that premiums can be adjusted on the basis of your current cash flow. If your income is quite decent, you allow increasing your premiums. In case you are not able to pay at the same flow, you can decrease your premiums. Also the death benefit can even increase or decrease according to your need. Although, to get good return from your universal life insurance, you should have to wait for at least 15 years or more. In most cases, your premium and death benefit will remain the same. It is because your premiums are used in the stock market and mutual funds. If the fiscal rate is high, you will get whopping amount. If the stock market is down, your interest rate automatically goes down.In the United States, the cash value of your universal life insurance is tax-deferred until you decide to make...more
Skateboarding is one of the most famous sports in UK. Many people have misconception that skateboarding is not on lit of top sports but on last but now they realized the popularity of skateboarding. Even though skateboarding is good it is dangerous...more
Life insurance is similar to most other types of insurance in the risk that you present will be the prime determinant factor that you end up paying for it. Your premiums. However it is different in one noteworthy aspect and that is that insurance...more
PET scanning Life Saving Diagnosis Due to its high cost, the advanced facility is available only in some renowned hospitals of select countries. PET scanning is also known as position emission tomography scanning. It does essential...more
Due to the fact that cost of living is quite high today and insurance are also somewhat expensive, being able to save money on purchasing one is required by many consumers. It is important to get insured now but it is hard to obtain one since most...more
Probably the most important things you can do as a parent is to ensure the economic welfare of your youngsters in the event of your dying. Life insurance Singapore is the best method to be rest assured that your sons or daughters will be taken care...more
Have you ever been sitting around with friends or family having a casual conversation, when one of them comes up with a wonderful quip and you wonder where they got it? Perhaps it was a unique and wonderful thought that was very deep and moving and...more