Too many learn the importance of life insurance only after the unthinkable has happened. On some level, we all are aware of our mortality, placing it into the "someday" mental file as something that is not to be thought about until some distant future. Unfortunately, that someday could be today or tomorrow or the next day as evidenced by the daily news casters reporting freeway fatalities, building fires, plane crashes, and any of a number of...more
September is observed as the Life Insurance Awareness Month (LIAM) across the country. It serves as an annual reminder to Americans about their life insurance needs, to make them understand the importance of including life insurance in their financial plan and if they already have insurance, to revisit their policy and make sure they have the best possible coverage.However, there is little to celebrate this year as far as life insurance is...more
Life insurance policy needs are usually different at different stages of an individuals life. When youre just starting out as a young, single adult, you may see little use in getting your life insured.As you grow older, so do your responsibilities. You may have dependents who rely on your income to subsist and you need to ensure their financial security in case youre no longer around to care for them.Then you reach a stage of greater financial stability where your kids have been through college, the house has been paid for, other consumer debts taken care of, and you probably have money put away for retirement.At this time in your life, your need for life insurance could be significantly different and you could do well to revisit your policy. The question you, as a senior, must ask yourself is whether its term life or whole life insurance that you need now.Term life insurance, as the name suggests, provides coverage only for a specific period of time. Term life insurance is usually recommended for young families that are starting out and have dependents, mortgages, and other financial commitments, but limited resources.As its relatively inexpensive, it allows younger people to buy...more
Mrs. and Mr. X own a significant estate that they plan to leave behind as a legacy to their children. As part of their estate planning process, their financial advisor recommends they purchase survivorship life insurance.Mrs. and Mr. Y have a son with special needs. They are worried about his financial security after they are gone. Their legal...more
Globelink have been providing specialist Travel Insurance policies for many years and offer a unique combination of personal service, sensible cover and security including a 24 hour multi-lingual emergency service. This enables you to relax and enjoy your holiday with the comfort of knowing that you will be looked after by experts if things go...more
Globelink specialise in providing Travel Insurance for people living in Spain. Authorised and Regulated by the Financial Services Authority and Approved by EU Regulators, Globelink are the leading provider of Annual Multi Trip policies and also Single Trip cover for people living in all EU countries. Globelink have been providing specialist Travel Insurance policies for many years and offer a unique combination of personal service, sensible cover and security including a 24 hour multi-lingual emergency service. This enables you to relax and enjoy your holiday with the comfort of knowing that you will be looked after by experts if things go wrong. Whats new Scheduled Airline Failure cover will be included free of charge from 1st February Cover for the Outward and Return trip if your scheduled airline goes bust will be included on Annual Multi Trip, Comprehensive and Winter Sports policies Catastrophe cover will be included free of charge from 1st February Cover for additional costs incurred if you cannot use your pre-booked accommodation will be included on Annual Multi Trip, Comprehensive and Winter Sports policies Withdrawal of Services Provides a payment in the event of strike...more
Globelink specialise in providing Travel Insurance for Brits living in Portugal. Authorised and Regulated by the Financial Services Authority and Approved by EU Regulators, Globelink are the leading provider of Annual Multi Trip policies and also...more
A good Travel Insurance policy will cover you for cancelling or cutting a trip short. Check carefully to see exactly what youre covered for: Accident, Illness. Pregnancy (unknown when you buy the policy), Jury service or witness summons, Home...more
With the number of life insurance policies on the market, it can be difficult to choose one that is perfect for you. We take a look at five things that you need to consider when making your choice of life insurance coverage.Life...more
It has become essential for all in today's highly uncertain world. Having your life insured allows you to cover for an unexpected event. The insurance policies are extremely helpful in looking after the financial aspects of education and health care...more
A Gainesville GA Heating Service business can help you sort out the problem of a malfunction in a new HVAC system by offering effective warranty coverage. If you want to get personal attention as well as honest service, look for a family-run...more
One of the best metaphors that could be used for the term "insurance" is "assurance" because it is life insurance that helps you to secure your future by planning it in the present. Let's get familiar with the strategy of life insurance...more