Then there are others who generally tend to have a reasonably good attitude towards life but who start to lose it in cases because of negative friendship, bad relationships, lost investments, suffered victimization and end up becoming negative as well whenever a problem arises or something doesn't go according to plan or to their expectations. The important thing is to remember that you, and only you, are in complete control of...more
The main motive of insurance policy is to give financial security to the persons family especially during difficult times. There are aspects that need to be considered when you pick family life insurance. These factors can be the kind of lifestyle the family has and the income of the family. If one will focus on all this point it will give an idea how much insurance coverage has to be purchased so as to make sure that if one dies then the...more
Not everything in life goes smoothly or as we expect it to. That is why it is important that we should always be careful. Insurance of any kind is important to cover up for the uncertainties that may occur in future.However the insurance that is most important to have is the health insurance as we can afford not to have the other insurances but the absence of health insurance can prove to be fatal not only for us but also for people around us as well.There are different types of health insurance policies person who wants to get insured can choose the policy suits them the best. The two main types of policies are1. Free - for - service insurance also known as indemnity insurance this is a traditional type of health insurance that pays the portion of each medical service you get like doctor's visit and hospital stays while you pay the remaining costs. Premiums are higher than the other policies.2. Managed care plans also known as HMO's (health management organizations) or PPO's (preferred provider organization). In this case the health insurance company has a contract with doctors and hospitals to provide you service. In this type of health insurance you pay monthly premiums and a...more
There is a popular saying which goes with the word Life Insurance hand in hand and that is "Insurance is not for the person who passes away, it is for those who survive". An insured life promises you that any eventuality in your life will not hamper the life of your family and they will have same living standard as they are having in...more
Too many learn the importance of life insurance only after the unthinkable has happened. On some level, we all are aware of our mortality, placing it into the "someday" mental file as something that is not to be thought about until some distant future. Unfortunately, that someday could be today or tomorrow or the next day as evidenced by the daily...more
September is observed as the Life Insurance Awareness Month (LIAM) across the country. It serves as an annual reminder to Americans about their life insurance needs, to make them understand the importance of including life insurance in their financial plan and if they already have insurance, to revisit their policy and make sure they have the best possible coverage.However, there is little to celebrate this year as far as life insurance is concerned. According to the 2010 Life Insurance Ownership Study conducted by the Life Insurance and Market Research Association or LIMRA as its more popularly known:As many as 30 percent (35 million) U.S. households have no life insurance protection at all.Only 44 percent (58 million) U.S. households have individual life insurance policy, the lowest number in 50 years.About 11 million households with children less than 18 years of age have no life insurance coverage.The figures portray a grim picture of Americas life insurance status and thats not going to change unless there is a concentrated effort through campaigns like LIAM to spread awareness about the necessity of having life insurance protection.In its seventh year now, LIAM has taken up...more
Life insurance policy needs are usually different at different stages of an individuals life. When youre just starting out as a young, single adult, you may see little use in getting your life insured.As you grow older, so do your responsibilities....more
Mrs. and Mr. X own a significant estate that they plan to leave behind as a legacy to their children. As part of their estate planning process, their financial advisor recommends they purchase survivorship life insurance.Mrs. and Mr. Y have a son...more
Globelink have been providing specialist Travel Insurance policies for many years and offer a unique combination of personal service, sensible cover and security including a 24 hour multi-lingual emergency service. This enables you to relax and enjoy...more
Globelink specialise in providing Travel Insurance for people living in Spain. Authorised and Regulated by the Financial Services Authority and Approved by EU Regulators, Globelink are the leading provider of Annual Multi Trip policies and also...more
Globelink specialise in providing Travel Insurance for Brits living in Portugal. Authorised and Regulated by the Financial Services Authority and Approved by EU Regulators, Globelink are the leading provider of Annual Multi Trip policies and also...more
A good Travel Insurance policy will cover you for cancelling or cutting a trip short. Check carefully to see exactly what youre covered for: Accident, Illness. Pregnancy (unknown when you buy the policy), Jury service or witness summons, Home...more