Have you recently started on a new job? Is it something that you looked forward to, and does it fit right into your lifes financial plan? Or, on the contrary, is it a stopgap arrangement until you land your dream job? Whatever your situation, you will need to review your life insurance needs and make sure you are adequately insured.Why review your life insurance needs?The purpose of life insurance is to protect your loved ones. A new job goes a...more
Summer is here, and its the perfect time for family vacations, barbeques and outdoor activities. All that fun in the sun makes you realize how much your family means to you, and how precious your time together is.Summer comes bang in the middle of the year making it an ideal time for a life insurance check-up. You can review all the events that have unfolded in your life during the past six months, and take a safe guess on what your needs might...more
Life insurance is a great way to help a family financially cope with a loved ones death. However, life insurance can also help people plan a comfortable retirement. More and more people today are realizing the importance of life insurance as a retirement tool and they are beginning to incorporate it into their retirement plans.Make life insurance a viable supplement to traditional retirement plansThe economic downturn has drastically affected our assets especially traditional means of financial stability such as home values, savings accounts and investments. If you incorporate life insurance both as a retirement tool as well as a life protection tool, it will offset the low values of your other assets. When you incorporate life insurance into your overall retirement plan it will effectively take your mind off the uncertainty of enjoying a comfortable retirement and take care of your dependants needs in the event of your death.Two ways to use life insurance for a comfortable retirementIncorporating life insurance into your retirement plan is quite simple. Here are two ways that you achieve this strategy that can be the difference between a comfortable retirement and an uncertain...more
The hallmark of our times is the force and benefits we enjoy from super rapidly advancing new technologies.We can now fit in our pocket more computing power that existed just a decade or so ago even in the mega million dollar main frame computers.We have gadgets that guide us to our destination (such as the Garmin Nuvi 765t GPS kit... or that help...more
Athens: Number One on Your Greece Vacations ListGreece Vacations are never done if you havent stepped foot on Athens, the Greek capital, and the site of some of the worlds greatest architectural feats; truly an awe-inspiring place to visit. The Acropolis remains standing after thousands of years, an embodiment of Greek genius in infrastructure...more
Most long term care policies today have added "riders" that sizzle the overall policy benefits. This is one of the strategies of insurance companies to encourage policyholders of adding such enticing package of special features, discounts, and riders. It seems these companies are trying to spoon-feed clients with those extra features, and, thus, triggers the question: are those riders really important? Determining the right type of policy entails strategic planning, and what's more in choosing the important rider. A rider can add important benefits, but it also heightens the cost of the premiums. Take note that the features or riders offered vary from company to company. To make things less complicated, you should weigh what your needs are and stick to that. Here are the some riders offered by long term care insurance companies:Spousal Benefit RiderThis is one of the most worth considering type of rider according to LTC experts. The spousal benefit rider allows both spouses to tap each other's pool of benefits. Each individual may be able to purchase three-year protection plan that is way cheaper than the five-year benefit. This rider may also increase the costs by...more
According to the Decennial Census in 2000, the population of Americans aged 65 and above will have ballooned to over 70 million by 2030. This is alarming for thousands of uninsured baby boomers who have no option but rely on their old...more
Most people will try their best to lower the cost of insurance premiums, only to realize that what should have been saved turned out as lavish expenditures. You might want to cut down your premiums at its lowest possible rate, but have...more
So You are Purchasing Immediate Life InsuranceIs there a need for life insurance for my family?The simple answer: You may not should pay for life insurance if the death in the profits provider will not be a financial burden towards the...more
In recent years, the increase in the percentage of adoptive single parents has increased the rate at which homeless and parent-less children have been given their own homes to live in and their own parent(s) to see to their over-all development into...more
SixFigureFitPro is a unique program designed and managed by Ryan Dobbs, fitness professional who have carved a niche for himself. In this post we are going to discuss why competition is good, how to find opportunities in your market and how to...more
Toronto citizens are well aware of the significance to have life insurance protection. It gives people a peace of mind that their family will be financially protected in case of untimely death of the insured person. Even if you suffer from critical...more