Life insurance has come a long way from its early days more that 400 years ago. Starting out as plain vanilla term life insurance and then plain vanilla whole life policies there are now several variants to these two traditional policy types. The beauty of life insurance products is that new (let's call them non-traditional) policy variants are built upon these two traditional policies, and keep evolving over time based on changing...more
Do you have young dependants? The main aim of buying a life insurance policy is to protect them from financial strife in the event of your death.Young families are vulnerable, so term life insurance is best.The needs of a young family are special. This necessitates that you not just own a life insurance policy, but that you own one that will take care of your family's needs as perfectly as possible.Young families are placed quite...more
A new baby is so special! Most couples plan a family only when they know they are financially stable. However, for many a life insurance plan doesn't figure at all! Why stave off a life insurance purchase? When you plan a family, one of the first things that needs to be in place is a life insurance policy.Life insurance is purchased to protect one's family and ensure that they are taken care of if the unimaginable happens. It is the best thing that a family can possess. It can ensure peace of mind for the breadwinner and the stay at home spouse knowing that they have something to fall back on if one of them passes on.Why buy a policy when you are still planning a family?Most people know the importance of having a life insurance policy. Yet, they stave off a life insurance purchase until after the kids are born. Here's why you need to buy now when you are still planning a familyLife insurance is cheaper when you are younger. If you wait until a child arrives, you will be at least a year older, with possibly higher premiums. When you buy now, you can lock in lower premiums.Life insurance underwriters consider a pregnancy a health risk, and pregnant women get insured at...more
Term life insurance is a personal protection product that is just as important for women as it is for men.In Australia, there is a severe underinsurance problem that stretches across both genders; however women generally have less cover than men do.Many are still under the belief that only the main breadwinner needs to be insured, but this is not...more
So You are Getting Immediate Life InsuranceIs there a will need for life insurance for my family members?The basic solution: You can not need to buy life insurance when the death from the profits provider will not be considered a financial burden towards the rest in the household (children / dependents) .You'll not should purchase...more
Our lives is more precious to use than any other possession that we have and we and our families value this life and we would easily go to great lengths so that we can save and prolong it. Specially if you were the bread winner for your family, this is even more intensified.This desire to protect families and to give the peace of mind to income providers is the reason why life insurance came into being and the reason why it has evolved and existed in its modern day form today. And it has proven it self to be a worth while investment since I have personally seen and heard about situations that life insurance played such a crucial role to a family whose income provider was lost in a sudden manner that with out the fund coming from the claims, the family would have had financial turmoil.Although there are pessimistic folks still degrading its value, if we are given enough time to ponder and analyze these biases against life insurance, we just find our selves dealing with such irrational fears of untimely death and that thought scares them into getting insurance, not because they don't believe in them.Deep inside they know they should acquire one but irrational negativity usually...more
Based on publicly available federal court records, Unum, Unumprovident, Provident Life, and Paul Revere companies have been named in almost 5,000 civil actions concerning insurance from 2000 to the present. The conduct of these Disability Insurance...more
Staying a existence insurance coverage underwriter or a living insurance plan agent isn't just about acquiring large bucks from contracts closed. It is also regarding the prospective to change a person's living and the way he views the...more
Staying a existence insurance policy underwriter or a existence insurance coverage agent is not just about obtaining large bucks from contracts closed. It's also regarding the possible to change a person's lifestyle and the way he views...more
Being a lifestyle insurance policy underwriter or a living insurance policies agent is not just about acquiring large bucks from contracts closed. It is also about the possible to change a person's living and the way he views the long...more
Are you one of those women who always asks herself how to possibly keep a man in your life? What are the things a girl must do to make a guy stay and never leave? This is definitely a question that a lot of women asks themselves and it is a very...more
Needles and pins as well as safety pins are mostly used to fasten clothes or papers. A needle is a type of pin that is generally used for stitching. Sewing machines needles are bigger compared to the ones we use to sew clothes by...more