Sometimes, a city or region can become so big that it ceases to be just a location and instead becomes a way of life. While places like New York City, Chicago and Los Angeles all have a larger than life persona that makes the city a pop culture icon in its own right. While those cities have had decades to earn a persona, sometimes a region will just burst onto the scene and become the new it location. This is what happened in the early 21st...more
The impact of this reduced charges might be seen most in pure term policies. However, many private insurance companies had started following their own mortality tables and had reduced the premiums for pure term policies aggressively. In the light of the new change brought about by IRDA where life insurance policies have a minimum sum assured of 10 or 7 times the annual premium, this impact will also be felt on the ULIPs which are extremely...more
Nowadays, Insurance companies offer specially designed / customized pension plans to meet the varied requirements of old age. These plans foresee your financial stability during later years and provide a secured future. Life insurance is thus the best medium to keep your head high even in old age, and should surely be the first priority in financial investment planning for retirement. One should make sure to start early such that the recurring factor comes into picture. That is the same amount (say 10 lacs) invested at the age of 30 years shall bear more fruits and meet your goals than compared to investing at a later age, say 40 years.Is Life Insurance an Initial Step in Retirement Planning? By: Sanjay Mathew About the Author There are many life insurance companies in India. These life insurance companies provide different types of Life Insurance policies. For financial investment planning most people prefer ULIP plans and the ULIP plans are better because it combines regular insurance policy with child education, pension plan & other benefits. (ArticlesBase SC #3105410) Article Source: http://www.articlesbase.com/ - Is Life Insurance an...more
Gadgets are available in different size and shapes. The word gadget reminds us a device which can make our work really easy and which can be carried easily. These Gizmos are created to fulfill different needs and work. Companies produce them for entertainment and necessities. Most of the gadgets are produced to bring more comfort in life. Now days,...more
Life Insurance Quotes now come with added benefits and features. Always ensure you check out important insurance tips before signing on the dotted lines. Don't stretch your insurance quote beyond what you can afford. There may be a high chance of you defaulting on payments, in case of which the policy stands cancelled. Frequent drinkers or smokers...more
If you fail to purchase life insurance and you have those who are dependent upon you for your income then this can cause drastic consequences for those who you leave behind. However, if you were to purchase a policy that you do not need or were to get coverage that you do not require, this would simply be a massive waste of money. As such, when you are looking for a relevant policy you need to understand how much coverage you require, and where you can get it.When it comes down to it, you absolutely need to work out first of all whether you need life insurance at all or not. A policy such as this will be applicable to someone who has dependents who are completely reliant upon their income. As such, if you have a spouse or a young family who you are taking care of then it is very important that you look to get a relevant policy. If you are young and single or your children have grown old and flown the nest, then policy might not be so applicable.If you have determined that you need a policy then calculate how much coverage you require. You need to determine how much your beneficiaries and dependents need to live on, and for how long this will be. Losing someone who is close to you...more
Life Insurance plan is when an insurer and a person agree and make a contract in that the insurance company pays a successor a lot of money in the eventuality of death or terminal illness. In return the insured individual agrees and is obligated to...more
We will be having two more articles in this series.Life and Libido By: Janet Quek About the Author Writes about fashion, bedding and health. This article is on the importance of Amazon Herbs for Female Libido (ArticlesBase...more
There are various factors which decide the overall cost of the insurance policy. Like which type of policy you are buying, the amount you are buying it for, your overall health, occupation etc. Whole life insurance policies are generally costlier...more
If anybody in your family needs nursing care, you may already know that it is costly. The price of nursing homes or, even, home health care, can wipe out savings very quickly. It is important to plan for this future need.Should you be concerned about...more
For all those who are thinking about term life insurance coverage then you'll need to know a few things before you select a policy. Due to the means the policies are geared not having enough information could be a waste of tie and money.This type of...more
Most people have tons of monthly bills to meet. Most of these bills are typically not covered by any kind of insurance company. No one likes to lay out money for any insurance bill. There is no enjoyment that comes from paying this kind of bill, but...more