For most people today protecting their loved ones is a top priority including after one passes. Continued financial support can be setup before something dramatic happens. We all know sooner or later we will live our last day which makes it vitally important to put things in motion now that will ensure the ones we love will be taken care of once we are gone.The best bet for the average American is to set up a term life insurance policy. There are...more
La Salle Green Hills Alumni Association partners with Philippine Prudential Life Insurance Company, Inc The Philippine Prudential Life Insurance Company, Inc. (PPLIC), the industry leader in innovation and growth, continues to develop special life insurance products and solutions that provide value-added benefits to specific target markets. In line with this and as part of its ongoing Corporate Citizenship efforts, PPLIC introduced "The...more
You can obtain this coverage in many different ways. Unlike traditional policies where you have to set down and speak with an agent, you can obtain a no load term life insurance policy by speaking with someone over the phone, or by simply filling out the paperwork and mailing it in.Some people think that obtaining life insurance over the phone simply sounds crazy. But, to be honest with you, the same people that are selling you this insurance over the phone are actually licensed agents that are well versed in the policy that they are selling and have gone through lots of training to be able to sell you the policy.However, the company will not be the one responsible for paying this agent a percentage on your premiums. Instead you pay your adviser the first time that you make your initial payment to begin your policy. After the first payment has been made, many have been content in seeing that their payments thereafter were substantially lower.However, a no load policy does not acquire any kind of cash value like other life insurance policies do. So, do not expect to get the same attributes as whole life policies have. You will however save money on this policy which for some is a...more
Nobody likes to talk about the death of a loved one. Or at least, nobody likes to start the conversation. But I have found that once people do start talking about concerns and preparing for them, there is actually a sense of security.Many older people live on fixed incomes that are not very large. These older people have been loving and financially...more
No load term life insurance is type of insurance coverage that you may have heard of discussed before, but never really figured out exactly what it entails. This particular type of insurance is just a non-commissioned based form of life insurance coverage.This actually changes up the options on how you can obtain a policy as well. Instead of having...more
How to Prepare for Life Insurance Underwriting When you apply for a life insurance policy to protect your family and their assets after your death, your health and lifestyle will be scrutinized by life insurance underwriters in order for them to determine what kind of risk you will present to the insurance company once you are insured. It is this risk, and the resulting likelihood of death, that will determine whether or not your life insurance policy can be issued, whether the death benefit can be immediate or needs to be graded, and how much your premium will be. There is nothing that a life insurance applicant needs to do to prepare for underwriting but if you are in a hurry for your policy to be underwritten and subsequently issued, there are some things that you can do to speed the process up. 1. Get your records. Depending on your age, health and the amount of life insurance death benefit you are applying for, the underwriters may need to see your last 5 years' worth of medical records. They can order these from your doctor's office, but it can take a few days for them to get there. Instead, you can get a copy of your own records (in a sealed envelope from the doctor's...more
The first step to getting life insurance is by looking for and comparing quotes from different companies. This can be very tasking, especially if you have to talk to a lot of agents. You will not only waste your time but you will also get tired of...more
De-Fence-less: How to Protect Your Property from Deer and Other Wildlife Protect What You LoveDeer fencing is simply the very best way to keep deer and other wildlife from destroying your trees and plants, something that they will not hesitate...more
Wealth Creation, Becoming Rich & the Purpose of Life: Stop what you're doing and consider this This sounds like a peculiar title for an article. What has Wealth Creation got to do with the purpose of life you might ask? I'm gonna...more
Annuities and life insurance are an excellent way for you to prepare for retirement and both products should be considered for a solid financial portfolio.Although they both have death benefits, the benefits are applied under different circumstances....more
Chiropractors - Their Work And Life Chiropractic professionals are likewise known as chiropractic physicians or doctors of chiropractic. Chiropractors analyze and treat patients with musculoskeletal system health conditions and also address...more
What are Universe life and this life in Quran? The true meaning of life and what happens after we die. There are different views of the people about this subject. We examine it according to the religion point In order to use this approach a...more