Protect Your Nest Egg with Life Insurance If you have been withdrawing from your life savings to meet expenses, you're not alone. Real-life stores of people either losing more than 50 percent of their life savings in the 2007 economic crash or having to dip into their retirement investments to pay off bills and medical expenses are far too many. As senior citizens begin to wonder how or when they would earn enough money to...more
Reasons to Convert Term Life Insurance to Permanent Life Insurance Term life insurance may make sense now, when funds are low and insurance needs are high. But this may not be the case a few years down the road. That's why when you purchase term life insurance you should make sure there is a convertibility option within your contract. A convertibility option allows you to convert your term life policy into a whole life policy...more
Do Dham Yatra, Easiest and Time Saving Way to Achieve Truth of Life Chardham yatra is the most significant journey of Hindus all over the world. They gather to perform this holy pilgrimage every year with the laksha (aim) of achieving the divinity or truth of life and Moksha. The driving force for this wonderful journey is that they believe that once they go for this Char dham pilgrimage journey they will be free of all the sins that they have performed in their lifetime. This was first said by the Hindu reformer called Adi Sankaracharya. He was the first one to say the pilgrimage journey as Chardham Yatra. The yatra takes you to the homes of four Hindu gods called Ganga, Yamuna, Shiva and Vishnu and visiting the divine abodes you will be able to find the truth of life. They are all set in the beautiful valley of Himalayas so their presence is going to make your stunned with the beautiful panorama they are set in.With time people cannot take such a long journey as the chardham Yatra in one go nowadays. Rather they would be happy if they could go for Ek dham Yatra or do dham yatra at one time. This stands for less of time and less of budget also. At one time you will...more
Uses of Permanent Life Insurance in Estate Planning An estate is the total sum of all the assets you leave behind after you die. The distribution of these assets is usually pre-determined through a Will. If there is no Will the execution of all assets is usually decided by a court of law. An estate could be as simple as naming a...more
Should You Buy Guaranteed Issue Life Insurance? Life insurance companies know that older people are still out shopping for new policies. They have responded to this booming market by making products to suit older applicants.Older people have many different reasons for buying life policies today. Some simply want to be sure their...more
Life Insurance: Owners and Beneficiaries If you're covered by life insurance, you're the "insured", and you're most likely the owner of the policy, too – but not necessarily. In some situations, you might choose to have your spouse, your children, or a trust own the policy. If you're a business owner, your company might own a life insurance policy on you and your partners to cover the value of your ownership interest in the company.The Owner Controls the PolicyThe owner of a life insurance policy isn't just the person who makes the premium payments; it's the person who controls where the life insurance proceeds go when you pass away. What does it mean to control the policy? An owner has the right to:Name and change beneficiariesTransfer the policy to a different ownerBorrow from the policy, if it has a cash valueChange the features of the policyCancel the policyWhy Does Ownership Matter?The primary reason that people choose to transfer ownership of their life insurance policy to someone else is to avoid estate taxes. The value of a life insurance policy is included in the estate of the person who owns the policy, not in the estate of the beneficiaries, and not...more
You By no means Associate When You Can Be In For Some Life Insurance Life insurance offers people the chance to insure their lives against the event of death occurring. This offers protection for the loved ones that are left behind,...more
Manulife Combined Term Life Insurance Save Money Alberta Manulife Combined Term Life Insurance Is A Great Deal in AlbertaIf you are a couple looking for life insurance, you might want to take a good look at Manulife's Combined Term...more
How To Shortly Find The Best Time Period Life Insurance Quote? The concept of time period life insurance coverage may be very easy to understand. Term life insurance stays efficient for a limited, predetermined time span. A term life...more
Benefits Of A Whole Life Insurance Policy To begin with, you'll want to understand that life insurance falls into very broad categories: Complete and term. The basic distinction between time period and complete life insurance coverage...more
Term Life Insurance Quotes Canada You have three options:If you are healthy or minor health conditions which are under control with medication then shopping around for the new policy makes more sense, as to your surprise you might be...more
Health Insurance and Life Insurance Find the perfect health and life insurance for your individual needs. Whether you are a single family living in Washington State or Arizona, a young student in Bangkok, a foreign visitor needing...more