Do you have disability insurance in place? If not, take a look at these statistics from the Council for Disability Awareness:Just over 1 in 4 of today's 20 year-olds will become disabled before they retire.Over 36 million Americans are classified as disabled; about 12% of the total population. More than 50% of those disabled Americans are in their working years, from 18-64.8.3 million disabled wage earners, over 5% of U.S. workers, were receiving...more
The chances of you dying are slimmer than facing a really debilitating disability that could rob you of your ability to earn an income. So why would a life insurance aggregator website bring up this fact? Because a disability that results in the loss of livelihood directly affects your ability to pay premiums and keep a policy active, which does not bode well for many families with disabled breadwinners who need every form of help and reassurance...more
Don't be ashamed to admit that you worry sometimes about what is going to happen with all that money from life insurance that's going to come to your significant other and/or children in the off-chance that you die. Many people wonder about large life insurance death benefits from policies in their name. It's natural to worry and make presumptions. A sudden windfall of money your family is going to have access to brings its own share of concerns. What if your spouse doesn't know how to manage the money well? What if the children put unfair demands for their share of the money and end up wasting it all? Will someone be able to advise them on how to invest their money wisely and not throw it away on lucrative fly-by-night schemes? And the worst doubt of them all? What if your spouse gets married to someone else and ends up moving into another home and starting over again, not really needing the money anymore to survive?It's not about whether you need the large policy or not. For primary breadwinners in families across America, whether husbands or wives, having a large life insurance policy is a no-brainer. Stay-at-home spouses and children come to rely entirely on primary breadwinner...more
Many people need things urgently but didnt have enough funds to buy them. Applying for normal loans will take a lot of time to be approved and the money will also be transferred late in to the borrowers bank account. To make life easier, and get cash quickly and instantly fast loans have been introduced.Fast loans are one of that finance schemes...more
It is dream of every one to have such a splendid and long hairs especially women they want to grow their hairs as long as possible.One has to dress up properly and give some unique touch to the hairs to look awesome. Natural hair products are available in the market but one must take care before buying these products from the market as there are a...more
Tesco is a U.K.-based retailer, and the third largest in the world, with stores in 14 countries. Their stores range from the compact convenience stores to big box superstores. Their tagline is "Every little helps".Although Tesco's slogan was designed by marketing mavens who were trying to brand this behemoth to appear more personal, there can be deeper meaning-and value-to be found in these words. "Every little helps" can serve as a reminder that it's all the little things that you do and see every day that truly make a difference in your life. So many actions are taken for granted, because they don't seem all that important-like making a phone call that you've been putting off, going for a brisk walk or run, applying for a new job, or simply testing out a new business idea that has been rattling around in your brain. Life is made up of tiny pieces in a massive puzzle. Even the smallest part contributes to the final result.A lot of people seem to be waiting for that magic person or miracle to step in and make life better. There are no such things. The magic is inside of each of us. It's the energy that pushes us to try harder, even when we're feeling completely spent. It's that...more
KOL is shorthand for Key Opinion Leader, a term used to classify the expert physicians, health care providers, and educators who lead the medical community in advancing better public health through research, publishing, and clinical practice.As...more
The heart is the power house of the body and there is much need to take very good care of it. There is tremendous need to maintain good heart health, so that one stays fit and happy for a long time. There are some basic steps that most people know...more
Life insurance can be confusing for many people, especially for first timers. Here is a guide if you are one of them. Life insurance, by definition is a pact between the insured person and the insurance company enabling the formers loved ones to...more
Alcoholism is a long due problem of society that impacts several countries across the globe. Despite the negative effects of alcoholism on the lives of alcoholics and the individuals around them, not all alcoholics can afford the fees of alcohol...more
Cheap is obviously relative when it comes to insurance as insurance tends to be quite a costly investment at the best of times. However, its still worth trying to cut the amount that comes out of those life insurance quotes as it can really save a...more
In today's noxious world the tumbling lenience of chemicals in your food, water and air has become unavoidable and leads to toxin accretion in your body. These toxins play a central role in fester, degeneration and early aging. It also causes...more