If you are renting a house or apartment your landlord is not accountable for losses and damages to your personal belongings. Landlords liability insuance is not going to cover you against losses. Moreover, you are accountable for any injury that occurs on your rental property. Many people mistakenly believe their landlord already has standard apartment liability insurance and due to this fact do not purchase their very own condo renters...more
Litigation in some countries is rising along with the rise in popularty of fitness and industry growth.You need to protect yourself aginst the risk of legal action and damage clims by getting liability insurance.Liability insurance can cover the costs of damages claimed against you, so that your client is sure that theircosts are covered abd you do not have to pay them. The insurance company pays the damages.There are myny types...more
When it comes to accidents at work and illnesses caused by dangerous working conditions, most people would think that they are issues confined to the construction site, factory or other places where there are obvious hazards. But the true picture is not so clear-cut. In 2009, an estimated 1.2 million suffered from an illness they believed was caused or made worse by their current or past work, resulting in a staggering 29.3 million work days lost. Surprisingly many of these days lost were not in heavy industry, but in offices typical of the many thousands to be found across the UK. The risks to people working in offices may not be so obvious but they are real and recognised in the latest Health and Safety legislation. The most common types of accident usually involve trips and falls whilst more long-term health problems include back and neck pain and repetitive strain injury (RSI). In fact back problems associated with working in an office have become a major health issue. When you think about it though, this is no surprise. Human beings have two natural positions, laying down and standing up. Sitting down is not a natural position for us but people who work in an office could...more
Halloween at the Office Halloween celebrations aren't just child's play. Many adults get into the spirit of the holidays as much as their children do; but how much you can get away with at work can be a fine line to walk.If you want to show your holiday spirit in the office, the first order of business is to check into the office policy to...more
Petition to Lower the Cost of Employers Liability Insurance in UK It is not a myth that employers liability insurance in UK can be hard to find at a reasonable cost. Certain segments of the economy, as found true, need the service worse than the others. No subsidy from the federal government are given to some companies who offer...more
Limited Liability Corporation Definitio A limited liability corporation can be defined as a unique legal business unit generated from an amalgamation of the various characteristics of partnership and corporation. It has a separate existence distinct from other business models like sole proprietorship, partnership and corporation. Although this concept is novel for United States, it has long been adopted in various other countries. This distinctive business model has been adopted from the German GmBH model.All the 50 states in the United States allow the formation of limited liability corporations, although the laws governing them in each state may be distinct. Certain jurisdictions, for example, allow only legal practitioners and lawyers to form such corporations. In some states, banks or farms are not allowed to form limited liability corporations.A limited liability corporation is an exclusive business structure which provides the personal liability shield or limited liability protection found in a corporation. It provides taxation advantages (no double taxation) as well as the flexible ownership, investment, control, management and free flow of profit and loss...more
Businesses offer their products and services to make enough money to thrive. One of the biggest potential disruptions to businesses is a liability claim. Commercial liability insurance and business liability insurance can protect nearly any business...more
United States has very sophisticated but stringent traffic rules and motor vehicles law by which they ensure the safety of the people and keep a check on the rate of vehicle accidents in the country. Almost all the motor vehicle departments in the...more
The world is full of uncertainties and one is never sure where one would get hit next. The real estate and professional disciplines can be very much prone to unforeseen but avoidable problems in as much as the professional liability insurance...more
If you are a tradesman working in either a traditional or more unusual trade (such as steel fixing, perhaps wall papering or wardrobe installations), youll need comprehensive public liability insurance for tradesmen. You will need to find an industry...more
Among all the different kinds of complementary care practitioners, reiki practitioners may have the biggest challenge in understanding the need for liability insurance. This is because many reiki therapists do not even touch their clients during a...more
Owning a pet demands a high level of commitment, both emotionally and financially. In return for the unconditional love and companionship we get from our pets, the least we could do is keep them safe and healthy. We all know that in order to do that,...more