How would you like a magic formula to beat the market? A formula that was simple, easy to use, quick to apply, and almost certain to deliver superior returns over time?That's exactly what Joel Greenblatt claims to offer in his best-seller, The Little Book that Beats the Market. Just reissued in a new edition called (you guessed it) The Little Book that Still Beats the Market, Greenblatt's book has spawned a hedge fund, a series of structured...more
Investing On Stocks Today Is Way Better Than Yesterday The world of online trading is upon us. The novice or part time trader now has access to tools that are far more sophisticated than those used by professional traders just a few years ago. The internet has simplified many tasks in our lives and trading is no exception. The statistical analysis, technical charts, historic comparisons, news, and forecasts are all available upon your...more
How a Retirement Calculator Models Volatility This article is in regards to retirement income and retirement modeling. Many people rely on retirement calculators to model their retirement income strategy and determine the possibility of success (success being defined as an income that lasts for the life of the individual receiving it).A retirement model can be simple or very complex. A simple model would project the income stream based on an average return. This means that each year the return would be assumed to the same! If you are invested in risky asset classes such as stocks, mutual funds, ETFs, and other instuments (that can go up and down by the minute), you cannot rely on a simple model. It would not come close to reflecting reality.You would need a model that can simulate changes in market value. One method of doing this is called Monte Carlo Analysis. Monte Carlo Analysis is a system that requires random number generation. Luckily, with the advent of the modern computer, this is not a problem. There are all sorts of calulators available that rely on Monte Carlo simulation, and you can even build one in a spreadsheet. Next, you need a model to...more
What You Should Know About Offshore Investing Investing in foreign countries is gaining in popularity. In its true sense, offshore investing is investing outside the home country of the investor. This is mainly done by investors for gaining higher returns on investment or for tax planning. There are many offshore companies that offer equity...more
Malpractice Lawyer - When Would You Need 1? It can be astonishingly hard to come to phrases with the simple fact that your physician has manufactured a mistake and even additional so when it arrives to confronting your wellness care supplier about this mistake. What if your case isn't strong? Are you just wasting dollars on malpractice...more
Foreclosures are one option when investing in residential property. However, when forecloses are listed for a courthouse auction, they do not always end up being sold. You need to be aware of the various foreclosures outcomes to ensure you keep other options open when investing in residential property.CancellationThe owners have received their notice of default. Also, a notice of sale has gone out. The property is scheduled for a courthouse auction. However, before the auction, the property is removed from the schedule. The property can be removed from a foreclosure auction even on the day it is supposed to be auctioned off. There are various reasons why a foreclosure can be cancelled. First, the lender and the homeowners have worked out an agreement through mediation. It is also possible that a loan modification has been granted. Another reason is a short sale. The homeowners were able to sell their home at a loss and the lender finally approved the sale. Cancelled foreclosures will not appear back on the courthouse steps unless the foreclosure process is started again.PostponementIf you were interested in investing in residential property that was postponed from the courthouse...more
Your retirement investment strategy needs to be tailor-made with your financial capabilities and retirement goals in mind, and has to involve just the right amount of risk based on your own risk tolerance. Conventional investment wisdom dictates that...more
Are you looking for a lucrative business opportunity but do not have a lot to invest? May we suggest joining the Specialty Merchandise Corporation and make your savings grow. The Specialty Merchandise Corporation or SMC is a member-based...more
People need lawyers for a variety of different reasons; including personal injury, automobile accidents, divorce, tax evasion, fraud, etc. Whatever your reasons are, you need to make sure you seek services from an expert in that field who can best...more
During the period of recession in the year 2007, mortgage crisis occurred due to subprime lending activities. Generally, subprime loans are offered to borrowers who don't have a very good credit rating. In other words, borrowers who have availed...more
Compensation lawyer Personal injury compensation need not be difficultMaking a personal injury compensation claim can be a complicated and time consuming process but it need not be if you seek advice from a specialist personal injury solicitor...more
Divorce is a difficult thing between a couple especially when there is property or children involved. However, a NJ divorce lawyer is there to help a client get through this difficult situation. The experience offered by a lawyer is important to not...more