Three considerations when hiring a lawyer- cost, experience, and personality You are involved in a legal issue. You have decided that it is too complex to deal with yourself and that you have the financial means to hire a lawyer. You are in the market for a lawyer, but how do you know which lawyer to hire?Well, we hope this JDFinder.com article will helpAsk questions and act as a consumer. You would not go to Best Buy and purchase the...more
Considering that annuities are a form of insurance which are also referred to as longevity insurance, anyone buying retirement pension annuities should be careful to look for one that will work for them and not just rush out and buy what they feel is the best deal. It is important then to do a little bit of research before you set out to buy a retirement annuity. The following factors should be considered. Because annuities are long term...more
The lack of fiduciary standards, possible defunding of the new law for health reform, and unemployment are just some of the threats to retirement security in 2011. Aside from the misconceptions surrounding Social Security, these issues are obstacles to the financial goals of Americans from the lower income brackets all the way to the upper tiers. Fiduciary StandardsRegulators were thrown a heavy-hitting question because of the Dodd-Frank Act: should insurance and stockbrokers meet what are called, fiduciary standards and ensure that they place the needs of clients above their own? If so, how will this be quantified? Wall Street was against this concern turning into legislation that could very well be disadvantageous to them and their profit margins, and now, the SEC or Securities Exchange Commission is mulling the issue over for half a year. RIAs or Registered Investment Advisers are bound by these standards, while firms in Wall Street and those who provide insurance coverage say this is going to be counter-productive due to higher costs of compliance and lower profits. Wall Street, along with the insurers, side with the blurrier suitability standard and would rather have this in...more
DUI Lawyers - Ways To Hire A Good Attorney Laws pertaining to driving under influence have harsh penalties and it is recommended to hire experienced DUI lawyers if you are ever charged in such cases. DUI lawyers charge their fees based on the intensity of the case, the laws of the state, proof against the accused and the demand. These...more
Being caught by police while driving under the influence can have severe consequences and choosing the right San Diego DUI lawyer can start the process to help keep the damage down to a minimum. Some people are even able to avoid getting the maximum penalties imposed by starting the process early and finding the perfect attorney they can find.The...more
The oldest members of the Baby Boom generation will start to reach normal retirement age at the beginning of the year, with much to worry about because of the financial threats to retirement security in 2011. Reforms to Social Security are just some of the factors that can diminish the ability of the retiree to accumulate enough money for a comfortable and financially stable retirement.Reforms to Social SecurityCongressmen and President Barack Obama passed an impressive tax cut to the tune of $858 billion this December 2010. They will probably move against cutting the deficit at the onset of the New Year, with the allegedly ailing Social Security program a possible victim of the crossfire. Many of the plans Washington has issued to reduce the deficit include raising the normal retirement age and lowering adjustments to help lower-income individuals cope with the rising costs of living. They will have to consider the facts, and pick these out of the haystack before they move to reform Social Security.One of the myths lawmakers and ordinary retirees need to re-think is the future lack of funds that will cause the non-delivery of expected benefits after two to three decades, which...more
Operating a motor vehicle safely is difficult enough when individuals are sober, but the effects of alcohol and/or other substances can make the task become nearly impossible. Looking for a DUI lawyer in Orange County can be as easy as calling your...more
DWI charges best handled by a reputed, well experienced DWI Lawyer Suffolk county Driving on the road is a job of great responsibility which requires careful attention and great expertise which should not be taken lightly by the citizens since...more
The importance of effective retirement planning is greater today than it ever has been. Gone are the days of significant employer pension plans. The stability of the social security program as a means of retirement age income is uncertain at best. It...more
Why You Need to Save For Retirement If you are planning for financial freedom when you retire, you should start thinking of setting up your pension fund now if you have not already done so.These days, due to good nutrition and healthcare,...more
How Lawyers Can Save You Time and Money It is often said that a good number of people in jail were convicted for crimes they may have not committed. This could be due to the fact that they had no lawyer to give them good legal representation....more
Plan Your Retirement! The best way to ensure a happy retirement is to find ways to enjoy it comfortably. However, for enjoying your older days, you need to plan it a very thoughtful manner and make all the possible arrangements for making it...more