Ahh... the entrepreneur's life... Many imagine that working from home is like being a Hollywood superstar: working leisurely in your pajamas, eating bon bons, and cashing paychecks you write to yourself. While managing your own business can be a life long dream, your business can also take over your life if you let it. Here are some tips for how to overcome the biggest challenges of working from home.== ARE YOU A WORKAHOLIC? ==When you work from...more
If you have a poor credit history, it can be frustrating and seem impossible to find an affordable home loan. However, it is possible to find lenders that will accept your credit history, subject to fees and a number of conditions. You can also put in some effort toward getting home loan approval, even with a poor credit history. The following tips provide suggestions on how you can best work toward buying your own homeHome Loan Tip #1 Online...more
Why am I doing this? I just feel like I can't focus today! I feel like I'm not enjoying my job like I used to. What's the matter with me? I NEED A BREAK!!!!When you are CEO, head nurse, mommy, head of janitorial services, and chief crafts coordinator, life can leave you a little weary sometimes. As a business owner YOU are your most valuable resource, so it makes sense to take care of yourself! When you start to feel overwhelmed, it's important to know when to slow down and take a break. Below you'll find 10 tips to help you take a vacation pamper and renew. 1) SCHEDULE A DAY OFF: Often when we are the busiest is when we need a break the most. Write a day in your calendar just for you. Promise to enjoy your time off. Turn off the computer, and don't answer the phone. Don't let guilt, or a list of impending deadlines steal your relaxation and enjoyment for the day. 2) MAKE TIME FOR THE SPECIAL RELATIONSHIPS IN YOUR LIFE: Go on a date with you're your husband. Enjoy a cup of gourmet coffee with a friend. Steal away on a mommy and daughter/son breakfast. Write a special note to a friend or spouse letting you know how you feel about them. Give someone a long meaningful hug. Spend a...more
Resell rights come in many forms and sizes. They can come in large packages with many products bundled together and offered for an almost suspiciously low price. Or they can be offered on a single product for a four-figure sum. There are also different types of rights offered allowing you to do different things.Basic resell rights only give you the...more
With interest rates at all-time lows, many people are considering whether or not to refinance their home loan. Generally speaking, if you bought your home with a higher interest rate loan, have an excellent credit history and always pay your bills on time, refinancing your home loan might be a sensible option. However, regardless of your initial...more
Deb Clifford, founder of Inspired People in the Greater Hartford Area, predicts Blue Ribbon businesses will find the recipe that blends the best ingredients in the proper amounts in 2006. The food metaphor seems fitting for this year's people predictions. It is the holiday season. Folks can relate to cooking.How was your holiday meal? If it was delicious Â…congratulations. If it was less than satisfactory, what went wrong? Businesses that win in 2006, just like the meals that win rave reviews, have similar qualities.Too much saltIt's all about the blending of ingredients. We've had the 'year of process', the 'year of quality', the 'year of change management' and the year of 'talent management'. Too much emphasis on any one ingredient will spoil a great recipe -- and an organization's opportunity for greatness. Businesses that succeed in 2006 will understand the need for both great people and effective process. The best employees will be undermined by poor process. Conversely, superbly designed processes need people who are capable and willing to implement them. The best chefs, like the best leaders, know how to blend essential ingredients.Too much timeRachel Ray has it...more
Mano y mano, which one is better do you think - a credit card with low, ongoing APR or one that offers 0% APR as an intro rate?There are so many types of credit cards that offer all sorts of promotions and rewards that it's definitely hard for a...more
Every online dream begins with the vision of opening your email box and "like magic" the money comes rolling in. It's true -- building a passive income is your key to earning more money without working harder. While it's unlikely you'll earn millions...more
An accountant is a professional who keeps track of the financial records of a business or an individual. There are a number of individuals and businesses who use the services of an accountant all year round. There are other individuals who only hire...more
Whether you own a credit card that offers reward points, a credit card with a low ongoing APR or one with a 0% APR intro rate, it helps - and pays - to act smart with your credit card usage. If and when you own a credit card, it's not just simply a...more
Financial security is something we all strive for, well most of us anyway. Some people are perfectly content living paycheck to paycheck and claiming their house is their savings. Part of me wishes I could be that relaxed to have such a laid back...more
A sales tax is a tax that is placed on the purchases of goods or services. The federal government does not have a national sales tax. Qualifying products or services are only taxable by a particular state government. Each state has the ability to...more