The past few years have seen some dramatic changes in parcel shipping methods. Most of those changes have been driven by impatience, manifested in what the industry calls "the shortening of the supply chain." It is an interesting phrase, summing up a wide variety of customer attitudes and business strategies.To the consumer, shortening the supply chain means an unwillingness to accept the term "out of stock" or delays in order processing, and a...more
You've heard of the potential payoff from real estate investing. The good news is, it's true! The bad news is, it won't happen for most people. Why? They have unrealistic expectations. Real estate investing isn't a "get rich quick" endeavor, although it sometimes happens. No real business is. So, prepare to make a serious time commitment. Would you expect to become extremely wealthy at anything in just a few months? Know that you'll have to keep...more
Being a 23 year old entrepreneur, I am slightly biased when I make the statement that the best time in life to start a business is before your 25th birthday. That said, I still think I make a great case for starting a business sooner than later (please note, I understand that the statements I make don't apply to EVERYONE, however I feel they apply to the overwhelming majority of people).By starting a business when you are young, you avoid procrastinatingEver hear someone say "I'd love to start my own business someday but...."? Those are the people who ultimately won't start their own business. They are waiting for the "perfect" time to do it. The moment when all the planets align. It will never happen. You can always make up an excuse. When you are young, it's college loans that need to be paid back or a lack of experience. As you age, it becomes your marriage, kids, house, etc. There will always be a reason to procrastinate. By starting young you avoid becoming a habitual procrastinator.When you are young, you have less responsibilityIf you think it's hard when you are twenty, it will be ten times as hard when you are forty. By then, you will likely be married with kids, a house,...more
When you work at home, one of the biggest challenges can be keeping the kids busy. There will be the days when the usual tactics won't distract them, but you just have to get some work done. It might just be time to do something the kids won't expect.Some work at home jobs and businesses may not require you to actually be at home. Can you bring a...more
Has anyone ever said to you, "Your price is too high and I'd like a discount." In this article I outline two approaches for responding to this comment. One of the approaches even has the potential for you to make a bigger sale than you originally anticipated. Curious?First, giving discounts in the right way may well be the most appropriate thing to...more
There are a great many traps and scams that exist in the world of payday loans that will only leave you with less of your hard earned cash and a tremendous headache. Instead of having to deal with these scam artists after you find yourself in the position of being a debtor, research all your available options so you do not end up as the victim of a well placed trap. There are a fantastic array of loan agencies in both the physical world and the virtual one with offers that sound too good to be true—and they usually are!One popular trap is the high interest loan. Certain loan companies dangle promises of low introductory rates in front of potential customers, only to slam them with outrageously high interest rates at the end of the day.Before you take out a payday loan for any amount, check rates at a variety of companies. Utilize websites like BasicLingo.com to find competitive rates for a number of loan companies. This will ensure you choose the correct company and avoid any potential traps.Another popular trap is the one of hidden fees. In addition to the interest that must be paid in full in order to terminate the loan, some companies tack on pricey extras that can leave you...more
The toy industry suffered a major setback during therecession. Thankfully, it survived but the products comingout of the toy industry of late are quite boring. Onewonders where has all the innovation gone? If you have anoriginal idea to sell to the...more
Here are some helpful and realistic tips to buying a home.Get pre-approved for a mortgageGetting a mortgage pre-approval will save yourself the grief of looking at homes you can't afford and put you in a better position to make a serious offer when...more
A mortgage is legal agreement or contract that says that a party has agreed to put up a property, a house or a piece of real estate, as security to get a loan. By doing this, the person getting a loan can buy a piece of property that he initially...more
Millions of people make use of payday loans every year, and their number is increasing. Yet the payday loan industry is also the favorite whipping boy of several organizations. The allegations against the industry are well known: that they charge a...more
There are two aspects of real estate and marketing that are paramount to your success as a real estate professional; the acquisition of new customers and the retention of old ones. As is the case in other industries the cost of acquiring new...more
If you are like me, you receive multiple 0% APR credit card offers on a daily basis. Up until about a year ago, I would just throw them away. Then I wised up and saw an opportunity. Not only could I consolidate my current credit cards, I could...more