Whether you own the property you live in, or whether you only rent it, home insurance is still something which needs to be considered. Of course the type of cover will differ if you're only a tenant, in that the building itself will need to be insured by the landlord.Generally speaking, as a tenant you will only require what is known as 'contents insurance' so that you can have peace of mind in knowing your belongings of fully covered should...more
homeowners insuranceHomeowners Liability Insurance By: Mbeh Lawrence About the Author Mbeh Lawrence (ArticlesBase SC #3548746) Article Source: http://www.articlesbase.com/ - Homeowners Liability Insurance more
When you are purchasing insurance for your home, you can't afford to scrimp. You need to make sure you are well protected. However, this doesn't mean you have to spend a huge amount of money making sure you are insured.You can save money in many great ways. If you need quality insurance, here are some top tips for saving that you should keep in mind as you search for the right insurance for your home.1 - Comparison ShopProbably one of the best tips for saving on home insurance is to take the time to comparison shop. Get rate quotes from a variety of different companies that provide this type of insurance. If you don't take the time to compare, you may be missing out on a great deal. While it can take a little research, comparison shopping allows you to not only find the best cover for your home, but it also allows you to find the best deal too.2 - Choose a Higher Voluntary ExcessAnother great tip that you can use to save money on your home owners insurance is choosing a higher voluntary excess. You must pay this amount before your insurer will pay on a claim. The deductible can vary. If you are on a minimum excess at this point, consider raising it. With a higher excess you can...more
Buying a home is a big decision for most people, one that generates a lot of stress. Making the decision to build a custom home instead of purchasing an existing home is even bigger. All of a sudden, the decisions are compounded: there are floor coverings to decide on, colors to pick out, and a myriad of other details to be decided upon during the...more
If you ever wondered what exactly is home insurance, here is an overview Home insurance or Homeowners insurance basically provides financial protection against disasters. It is a standard policy that insures the home itself, all the contents inside it and liability for accidents that may happen at your home within the policy territory. Homeowners...more
If you are looking for home insurance for the first time, it can get very confusing. Like all other kinds of insurance, home insurance requirements will vary from one home to another, and even from one state to another. When it comes to home insurance, every policy will look different. Determining how to get exactly what you need at the price you can afford can feel a little overwhelming. Here we will cover the basics of home insurance 101, to ensure you know all that you need to know before you shop for home insurance.You will find that like most other types of insurance, you can start with a basic home insurance plan and build from there what you need to protect your home. For most single family homeowners, you will find that a very appropriate home insurance policy will be called the HO-3 policy. In some states, such as Texas, this policy may be known as the HO-B policy, but it serves the same purpose. This type of policy is the standard policy that most homeowners like to use because it covers all of "the basics". What you may not know is that this type of insurance policy does not cover things such as nuclear accidents, earthquake, war, or flooding.A lot of...more
When you are looking for home insurance, your first inclination will be to buy every form of protection offered by your insurance company, because you are looking to protect your most valuable asset, your home. However the insurance game works like...more
If you work a regular nine to five job, and on top of that, you have a family to take care of, the chances are you don't get much time for yourself, and of course this probably means that you just cannot find the time to shop around for home...more
Buying insurance for your home is something that we just tend to ignore until the very last minute. It tends to be one of those things that we buy once and then ignore it, making the payments as required, not checking to be sure that the policy is up...more
Without a doubt your home is your castle. Making sure that your castle stays safe is your number one priority if you're like everyone else. Home insurance is a big part of assuring the security of your home and property.Insurance is a necessity. It...more
You're looking for good insurance for your home and you're not exactly sure what makes a good policy. There is so many variations, with such a wide range of fees involved that you just want to sidestep all the comparison shopping and cut to the...more
Be sure to get quotes from manyinsurance companies before buying any policy. Since manufactured homes are becoming more popular, some companies have created special policiesthat offer better coverage. If you have auto insurance, ask your insurance...more