For decades, insurance companies have charged millions of consumers with unreasonable and unjustified health insurance rate hikes. While some states have the authority to review and reject rate hikes, there are states that don't and California is one of them. Although California does not have the power to reject proposed rate increases, they have the authority to review rate hikes to provide transparency and public accountability and to ensure...more
There is a large pool of Indian population that stays away from health insurance just because they believe that health insurance premium; amount paid toward the policy issuance is too high. Though it is not true, but still these people believe what other say, instead of knowing the reality. Such information or so called rumors spread from a person to person. It shows that there is lack of awareness among the Indian people regarding heath...more
With the economy in turmoil, many people are afraid to put money into a health insurance plan which may or may not pay off in the long run. Many policies have so much fine print and little details that seem to provide an enormous amount of limitations when it comes to what they are willing to pay for if you get sick. In the end, many people end up throwing their money away simply because they do not get the coverage they need when they sign up. This is a catastrophic nightmare of galactic proportions that needs to be addressed and resolved quickly for the sake of the health of our nation and our people.In the meantime, the average person on the street may not know that there are health insurance options available that they can afford and take advantage of despite the fact that medical costs continue to rise. And having this type of protection can save countless people from financial difficulty if they suddenly get sick, injured or become the victim of an illness. If you or someone you love needs quality coverage for price that is reasonable and affordable, there is a great resource available which will help to find the best insurance possible.Health insurance is designed to cover...more
You Find Affordable Health Insurance Rates Whatever Your Financial Circumstances Are There are so many people in the US which have declared bankruptcy. And although this might not surprise you, the reason behind it just might. They have not filed for bankruptcy because they wasted their money or even because they became reckless with...more
Disadvantages Of Private Health Insurance Having seen one of the worst financial crises in the recent past, a lot of career experts are advising people to go for jobs that provide health benefits. Indeed getting health coverage is a big plus point for any job opportunity that you might be considering. Not only does it give you the...more
It was during the American Civil War (1861-1865) that the first insurance plan was put into action. Now it is a staple across the United States and all over world. The insurance plan during the Civil War era was known as the Accident Plan, which only offered coverage against specific types of accidents including those related to traveling by steamboat or by railways. This plan paved the way for more comprehensive coverages over time. Eventually it wasn't just for the accidents, but also for illnesses. The company Massachusetts Health Insurance of Boston was the first group that offered comprehensive health benefits. The first individual illness and disability policies were offered by the insurance companies; roughly around the year of 1890.In 1929 a group of teachers had formed the first modern health insurance company in Dallas, Texas. They contracted with the Baylor Hospital which is located in the same state, for medical services and rooms in exchange for monthly payments. Blue Cross Blue Shield, who are still currently big in the health insurance industry today, started way back in 1932 as a nonprofit organization. The reason why Blue Cross Blue Shield was so successful is...more
Being involved in an accident of any kind is very traumatic. Both your mind and body needs healing. This is usually easier said than done. But if you follow a simple regimen you can be back on your feet and feeling better in no time. Most doctors...more
How to get the best group health insurance? During a time when debt problems have trapped the businesses of America big and small alike and they are resorting to the debt settlement options, it is important to choose an affordable...more
In this modern era people want to join a company which is providing better facilities to its employees such as medical facilities, cab facilities and last but not the least is the lunch facilities. They look over each and every facility before...more
The issue of birth control being covered by insurance plans has seen a lot of disagreement, but insurance companies are now covering birth control. By 2013, women will have even more help to protect their well being and their children.The new...more
Healthiness and wellbeing are just around the corner but many US citizens remain reluctant to make a change in their routine essential to progress their life and their fitness. Size is a growing issue in America and regrettably there is no quick...more
Australia is a country with high standard of living. It's the location of lots of thriving sectors supplying individuals with many money making opportunities. The government offers different services for the benefit of its citizens. As a result, lots...more