Texas State government has decided not to implement the health insurance exchange that's mandated federal law. Republican Governor Rick Perry strongly opposed the Affordable Care Act and threatened to reject any law pertaining to the implementation of a Texas health insurance exchange. According to Rep. John Zerwas, MD, who sponsored the bill to create the Texas exchange, Gov. Perry is emphasizing that he does not want to be involved in the...more
That awful sense of being helpless when someone in our family falls sick can be a crushing blow, and it is unfortunately all too common. Even if a person we love has a long-term health condition we can still experience an overpowering sense of being hardly any use or help to the person. We do have the power within our grasp to be of huge help in these types of circumstances, we simply do not realise it sometimes. It isn't about a healthier...more
Understanding insurance policies can be very confusing. Health insurance is one of the single most important types of insurance you will ever invest in simply because you and your family's health are dependent upon having a good health insurance policy. A good health insurance policy will provide inexpensive preventative maintenance check-ups which ensure wellness. These are commonly known as annual physicals or wellness check-ups and most insurance companies will pay for these fully or will a large portion of the bill for these appointments. This is because it is in the best interest of the insurance company for you to remain healthy.When it comes to you and your family remaining healthy, the insurance company will work with you and will discuss your options with you. The insurance company shares your interest in keeping your family safe and healthy and many insurance companies will provide helpful tips, newsletters, and suggestions which your family can use to benefit the health and safety of everyone. Common questions people ask about health insurance often include questions on whether it is better to opt for a higher deductible and a lower monthly premium or just the opposite....more
Pre-existing conditions can range from the chronic to the terminal, to the debilitating to the annoying. Regardless of severity, however, it is a fact that obtaining full coverage for pre-existing conditions can be difficult. Individuals that are "poor enough" can receive coverage through Medicare or Medicaid, but those that make too much often...more
As studies continue to turn out regarding some of the many concerns of modern medicine in the United States, more people are turning to alternative medicine to address their medical issues. Whether they are looking for an alternative to traditional medicine or are looking to address the root of the problem rather than treat just the symptoms,...more
When choosing a health insurance plan to purchase, there are numerous options to choose from. Researching the many options available before purchasing a plan can ensure the best coverage at a reasonable price. Contacting an insurance agent is a good place to start, because an agent has knowledge about the current insurance plans that are available on the market. However, health insurance agents are not obligated to find the best deals for their customers; thus, it is very important to ask lots of questions before making a decision based on the agent's advice.Be aware that Insurance Companies Do Provide Discounts for Multiple Coverage Plan holders. Most everyone has an existing insurance policy of some sort and should explore this avenue first. Most all companies will give discounts to existing customers if they buy other policies such as health insurance from them. However, you should still get other quotes from other insurance companies on the policy and options that you are looking for as far as health insurance coverage to make sure that you are getting a good deal and the premium is budget friendly.One of the things you will want to check first is a Basic Health Insurance...more
Health Insurance: A Perfect Investment For Your Company Business health insurance is one of the significant advantages companies are offering to their employees these days. Health insurance is also one of the prime considerations for...more
For decades, insurance companies have charged millions of consumers with unreasonable and unjustified health insurance rate hikes. While some states have the authority to review and reject rate hikes, there are states that don't and California is one...more
There is a large pool of Indian population that stays away from health insurance just because they believe that health insurance premium; amount paid toward the policy issuance is too high. Though it is not true, but still these people believe what...more
With the economy in turmoil, many people are afraid to put money into a health insurance plan which may or may not pay off in the long run. Many policies have so much fine print and little details that seem to provide an enormous amount of...more
You Find Affordable Health Insurance Rates Whatever Your Financial Circumstances Are There are so many people in the US which have declared bankruptcy. And although this might not surprise you, the reason behind it just might. They...more
Disadvantages Of Private Health Insurance Having seen one of the worst financial crises in the recent past, a lot of career experts are advising people to go for jobs that provide health benefits. Indeed getting health coverage is a...more