One of the main criticisms of the Obama administration's healthcare reform law is that it puts too much responsibility and power in the federal government's hands. Many people believe that regulating insurance companies, for example, is a responsibility that should be left up to the states.According to the constitutional theory of federalism, that is true. However, it becomes more difficult to make the case for repealing the Patient Protection...more
In 2014, high risk health insurance pools will no longer be necessary. That is because the Obama administration's healthcare reform law will eventually forbid health insurers from denying coverage to people with pre-existing conditions.Currently, states' high-risk pools serve that purpose. Many states already had their own pools for the uninsurable, but enrollment levels were capped and premiums extremely high.In order to alleviate those...more
Taking up an health insurance policy is very important because as the population are increasing every day , you need to take up the appropriate health insurance cover as people are bound to have incident occurring every day of their lives. Health insurance is also taken to help in times of accidents so that the insurance company will bear the cost of the accidents and this will help you to reduce your expenses in such situations. Generally no body really plans for accidents but nobody can really avoid or prevent accidents from taking place while on the road, or at home but to avoid spending much money on health expenses you need to take up an health insurance policy so that you will place the burden of your of such expenses on the insurance company that you are taking the insurance cover from while you will only pay premium for such insurance policy covering. There are different types of insurance covers that are available for you to take up but there are instances where people don't come under certain insurance cover. For example when children are just graduating from collage they may not be under the parent insurance covers again or when you are switching from one jobs or the...more
Blue Shield is part of the Blue Cross and Blue Shield Association in United States, which is formed of 39 different insurance organizations for health. These companies or organizations have combined forces to provide the residents of United States with the most diverse affordable quality health insurance policies which would be affordable as well....more
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There are many other forms of obligations that the policy-holder should fulfil to benefit fully from a specific health insurance service. However, these are the most basic forms of obligations that you should be aware of before getting a health...more
These health insurance providers given each have different advantages and disadvantages to them, and these factors will vary depending on who will benefit from it. It is up to you to select which one you will benefit most from.Choosing the Right...more
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Health Insurance Buying health insurance for you or your family can often lead to much of speculation and confusion. There is no dearth of insurance companies giving affordable healthcare insurance for their valuable clients. With growing...more
Many believe that health insurance is a waste of money. They tend to be in good health and need not consult their physician beyond yearly reviews. However, health insurance is extremely important because it provides not only protection against...more
Why A Small Business Health Insurance Plan Is Practical For Any Employer By: Johny J About the Author An Affordable Individual Health Insurance could be very profitable for minor business owners. Check out the link Discount...more