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This is one of the most important times of the year for health insurers. Of course, the open enrollment period for the majority of Americans with employer-sponsored health insurance is coming up. In addition, it is when the National Committee for Quality Assurance releases its annual Health Insurance Plan Ranking. A high score allows victors to promote their seal of approval to consumers, who may be convinced to select them over others.How does...more
Medicare became a law in 1965 when President Lyndon Johnson signed it as part of the Great Society enactment. The idea behind Medicare was that senior citizens and the disabled would have access to healthcare and receive a retirement benefit, which later was solely based on the person's past work and the amount of taxes they paid during their working life. Those receiving Medicare are called "beneficiaries."Over the years since the passage of Medicare, many changed have been made including Medicare Reform. With the reform, it allowed private insurance companies to handle Medicare benefits, which works very similar to an HMO called Medicare Advantage. Beneficiaries have a choice to remain with the Original Medicare or enroll in Medicare Advantage at the end of each year.Doctors have a choice of opting out of Medicare patient's acceptance. If they agree to accept Medicare patients, they must agree to the terms under Medicare, which also means agreeing to the fees that Medicare pays to doctors. Physicians cannot charge the difference to their patients, so in essence, those doctors that do accept Medicare patients, receive less money than those that have private or group health...more
Statistics from University Buffalo researches found that accident patients with Medicaid had a lower death rate than those who had private insurance. If you are the unfortunate one of an auto accident or gunshot wound without health insurance, you are more likely to die of your injuries than if you have private insurance. Lack of money to hire a...more
When young and energetic, most people do not think about critical illness insurance. Emergencies can often take the form of critical diseases. It is very important to take advance precautions and safeguard yourself with critical illness insurance cover. Only a small amount every month can save you bank balance later in life. A small but regular...more
Affordable health insurance quote sites will give you general information about the health plan available. You can get information about co payments, deductibles, and lifetime maximums. However, depending on the site, it may not be as comprehensive as the information you can get from a health insurance agent. An agent can answer your specific questions, go over the various policies available benefit by benefit so you understand the coverage you have and most importantly they can provide you with more accurate quote based on your current health status. If you want the best experience shopping for insurance then work with a qualified health insurance agent.What to Expect When Shopping for Affordable Health Insurance Quotes Online By: Kent Kingsley About the Author Kent Kingsley is an independent health insurance agent in Charlotte North Carolina and helps individuals understand all their options. If you are looking for affordable health insurance North Carolina please visit this NC health insurance site to learn about your options. (ArticlesBase SC #2992342) Article Source: http://www.articlesbase.com/ - What to Expect When Shopping for...more
A stroke occurs when a blood vessel that carries oxygen and nutrients to the brain is either blocked by a clot, or the vessel bursts. This deprives parts of the brain of oxygen, and can permanently damage the brain.In the United States, stroke takes...more
Does your insurance cover chiropractic treatments in Minneapolis? Hi...my name is Dr. Harlan Mittag, I'm a chiropractor, nutritionist and acupuncturist, and the founder of Mittag Holistic Chiropractic in Minneapolis and St. Louis Park, Minnesota. ...more
Experience and skills are highly recommended if you want to become a good representative of a certain profession or occupation. Some people want to find a job that would require being initiative and leadership competencies are aimed at helping to get...more
Write down what is the bare minimum cover that you need from your health insurance policy and then work out what is the maximum you can afford to pay. The correct choice for you will be something in between the two. Click here to get low cost health...more
A health savings plan could benefit you too. You save a regular amount monthly, on a tax free basis and if you need it, you can tackle the money to pay medical bills. This is probably the easiest and cheapest way to make provision for health bills...more
As many more people are going to be added to the system, rates are also expected to go up. At the very least, you can hope for the rates to remain the same. In recent weeks, many medical health care physicians in various states have also begun...more