If you've recently left your place of employment or company, resigned, been laid off, terminated or fired you may be worried about what you're going to do now for low cost health insurance. And being unemployed is not going to help you get enough money together necessarily, unless you have savings, to pay high insurance premiums.Your health insurance may have also covered your wife, children or your family. This can make it doubly hard to make...more
Many people find they're rarely sick or have never been hospitalized or had any kind of serious illness. This is good but can give one a false sense of security. There is always the possibility of coming down with an appendicitis attack, breaking a leg or getting into a serious auto accident that's not your fault, no matter how careful you are. Medical costs and hospitalization along with any medications or drugs can be considerable. Getting...more
For college students, health insurance is useful to have. In fact, many states and universities mandate that their students have a policy. Presumably, they would like to reduce the costs associated with operating their health centers. Administrators also care about the well-being of their students. Healthy students are more likely to succeed and graduate.In order to facilitate the insured status of students, many universities offer dedicated student health insurance to those who would otherwise be uninsured. Most of the time, it is noncontroversial. However, the University of North Carolina came under fire recently over its plan.The standard version of the UNC plan includes coverage of abortion services. Since the procedure is relatively inexpensive and infrequent among policyholders, the cost difference is neligible--several cents per monthly premium or less is normal. A majority of health plans (85 percent) include the benefit.It is not a selling point for everyone, though. Pro-life individuals would prefer not to provide monentary support to a procedure they feel is morally wrong. Students at UNC were no different; they refused to be forced to buy a health insurance plan that...more
With major and basic plans, the insured is generally the one responsible for submitting claim forms for services rendered and following up on the submitted claims. Additionally, major and basic medical plans usually require deductibles or co-pays which add to the out-of-pocket expense of the insured. While the expenses covered by major and basic...more
Health insurance is a critical matter that does not require any explanation. Every individual understands the need for an insurance policy and there is no need to emphasize the role of insurance in our lives. It is understood that you should be covered with a policy to safeguard your future. However, what matters is how affordable your health...more
People in India are not wealthy enough to pay for the quality medical treatment. Medical costs are mounting speedily and are expected to rise even more over next few years. So, before it becomes out-of-reach, buy medical insurance so that you or your family members are able to avail quality medical treatment, if and when required. Medical insurance is must for each and every individual. It is an insured who avails treatment at the earliest. It is an insured who go for regular health check-up. This means that an insured can live healthy lifestyle as compared to uninsured. Once you buy medical insurance, you would also be able to seek medical treatment, in times of need. You could go to any reputed hospital to avail the treatment. Thus, seeking treatment from the hands of experts is no more a herculean task. Buy medical insurance and you will get an access to cashless hospitalization in network hospital. Thus, you can go to any network hospital and avail treatment, for which your hospitalization bills would be paid by your insurer. If you avail treatment in non-network hospital, your medical bills would be reimbursed by your insurer. Thus, you get an access to quality healthcare from...more
Now and then, we hear people suffering from one or the other disease. Some of them can easily be cured, but there are some serious illnesses, which are diagnosed at later stages. It is not such that people fear of these diseases because there is no...more
Many people know about the insurance plan that their insurance provides them with or at least they think that they're. They know how much their insurance deductible is & what their co-pay is when they go to the doctor. Lots of people are even...more
Foot massage begins with a footbath and is done with the fingers, hands and a sometimes a small wooden dowel dipped in lotion. A benefit experienced by everyone who experiences a foot massage is relaxation. It is a major stress-relieving technique....more
Denied Health Insurance - What to do Next By: Wojciech Albert Ciszewski About the Author Health reform is a big topic and to be more informed read up on it at a trusted health insurance site, medicalhealthinsurancetoday.com. ...more
Health insurance policies insure you against several illnesses and guarantee you stay financially secure should you ever require treatment. They safeguard your peace of mind, eliminate all worries about treatment expenses, and allow you to focus your...more
There are 24 providers in Florida providing student health insurance. It is important to make a choice among various plans offered by these providers. For regular students, a lot of insurers in Florida provider lower rate—it is always wise to get...more
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