Let's address the question of which is better, to buy your health insurance directly from the insurance company or to go with an independent agent and if you're going with an independent agent, is that going to cost you more money? Now this is a very good question because obviously, there's no reason to pay more than you need to for your health insurance and if you were to buy a plan, say a BlueCross, BlueShield plan with a $2000.00 deductible...more
Claims On Health Insurance For International Students A foreign student insurance plan is a necessity not a choice. In an alien land, an international student health insurance policy is highly useful to protect the student from medical expenses that are unforeseen. Medical costs may be incurred during your stay abroad for higher studies. A student could get injured and/or hospitalized and may not have sufficient cash to pay for the...more
One of the questions we get quite often here at HSA for America is, what is the best deductible to go with. That's a very good question because the deductible that you choose will have a powerful impact on how much your premium is for that health insurance.One of the first things you want to look at is, if you're considering a co-pay plan - that's where you pay $25.00 for a doctor visit and the insurance company pays the rest - it can be a nice little benefit. One of the things that you need to look at is, how often are you and members of your family going to the doctor, because if the doctor visits say would you cost you $75.00, if you paid direct, but now it's only costing you $25.00, then obviously you're going to get a $50.00 benefit from the insurance company if you go to the doctor four times a year. That's $200.00 in benefits that you receive.The question is, are you paying more than $200.00 a year for that benefit and chances are the answer is yes. Most of our clients, when they look at this and they do the math, they realize that paying for a plan like that that covers the little things like doctor visits is usually going to cost more than it's worth. When you...more
Any health insurance agent who has been around a while knows the value of quality health insurance leads. The formula is simple: the more leads you have, the more business potential you have. So if you are having trouble generating the income you'd like to generate, you need only obtain more quality leads. There many different methods for...more
Short Term Health Insurance For Disability You never know when you may be in a situation where you get injured or sick. There may be no income at your disposal and maintaining your existing standard of living can become quite difficult at such times. Monthly bills have to be compulsorily paid and this simply adds to your woes if you haven't...more
How To Shop For Short Term Health Insurance Quotes Online Health insurance is a necessity that one cannot evade today. This commodity is also one that needs to be purchased in due time. There are many options of different types of insurances that are very affordable that you can shop for online as well as offline. Look up the internet: For those who are new to health insurance, the best option is to look up the internet to find affordable short term health insurance policies on different websites. You can access policies specifically designed for small businesses, families and individuals. Many leading health insurance companies have their own reputed websites online. Different health care options are provided by these websites. Need of every individual is different, so it becomes essential to compare different plans and rates. To enable customers to get the best deals on health insurance, websites provide you with dedicated objective information.As per the region of domicile, you can get all the information you want not only on the policies available but also on the insurance providers in the area. Unbiased information about different health insurance companies is provided...more
One of the questions we get is can I save money on my premium if I use a different address, say a second home. That's a great question and the answer is yes, maybe you can.The way health insurance premiums are determined is that they are based on...more
While the Medicare public healthcare system is often a service many people look to in emergencies or times when finances are low, it is always recommended that Australians purchase private health insurance if they can afford it.There are numerous...more
"People tend to think that wearing sunscreen is only necessary in the summer," said Amber Herron, aesthetician with the Aesthetic Center of Gainesville. "Thanks to better education, more people are realizing that UV rays are present throughout the...more
Travelling to another country is exciting in most circumstances, not to mention moving to that particular country to study and live. There is a lot to think about when living in a different country including flights, accommodation, visas and making...more
Perhaps nothing guarantees a reliable source of income for insurance agents better than lucrative group health insurance policies. This is why group health insurance leads are worth their weight in gold. The more quality leads an insurance agent has,...more