Let's talk about how a health savings account can help you lower your taxes.First of all, a Health Savings Account is kind of like an IRA. Its an account where you can put pretax dollars that can then later be used to pay for medical expenses, tax free. So, the contribution limit in 2010 for an individual is $3050.00. Thats how much an individual can put into their HSA each year and that amount actually goes up a little bit each year based on...more
California Health Insurance Plans by Blue Shield – Understanding HMOs, PPOs, and HSAs California health insurance plans by Blue Shield offer different options in health care coverage for you and your family. The company offers both HMO and PPO plans. There are plans where health savings accounts work well. The best way to see if a plan will work for you is to look at each one and decide. HMO California health insurance plans by Blue...more
Dealing With Health Insurance Company Denials For Service Often patients are denied treatments and medical equipment due to erroneous reasoning by the initial examiner. The patient is in an unfair position due to:1. Patient may be in pain, suffering or sick at the time of the request, 2. Patient does not routinely file for insurance benefits, 3. Patient's area of expertise is outside the health care world and the patient depends upon the knowledge of those employed to serve in the patient's best interest, not the employers sole interest. Here are a few of the guidelines to understand when dealing with insurance companies:1. Pre-authorization versus Pre-determination Often an insurance employee will routinely deny treatment or durable medical equipment using the phrase " the treatment, equipment was not pre-authorized therefore we deny payment". Pre-authorizations are NOT LEGALLY BINDING but can be intimidating when a patient first hears it. Now if the denial is based upon Pre-determination then that can be binding but it also is a binding commitment to "PAY A PARTICULAR AMOUNT OF MONEY FOR A PARTICULAR CODE OR PIECE OF EQUIPMENT". The issue for pre-determination...more
Health Insurance for the Self Employed, Texas – Understanding the Options A self-employed individual may find it difficult to choose the right health insurance policy to fit their needs. Many people at work themselves assume that the best rate they can get for health insurance will be through the employer of their spouse or domestic...more
Is North Carolina Health Insurance right for you? Everyone talks about the importance of Health Insurance, and that's because Health Insurance really is such an important thing when it comes to your health. People with Health Insurance are more likely to go to the doctor when an illness comes up thus ultimately protecting their health. ...more
Do you need Individual Health Insurance NC? What's the best way to protect yourself in case of a serious illness? You might be thinking that there is something that you can do physically to prevent some kind of serious illness but really what I mean by this is the best way to keep yourself healthy in the event of a serious illness is to make sure that you have a high quality insurance plan. If you have a high quality insurance plan than you're going to be doing as much as you possibly can to protect yourself in the event that anything goes wrong with your health. Companies like blue cross blue shield of North Carolina not only offer high quality insurance plans but Blue Cross NC also offers a reputation that is second to none within the state of North Carolina. Blue cross blue shield of North Carolina is known not only within the state but also within the country is being highly credible and an exceptional insurance company, and why would you want to go into any other insurance company when you can get the absolute very best company? We want the best when your determining what kind of insurance company want to go with, so why would you want to deal with any...more
Who Benefits from North Carolina Health Insurance? If you live in North Carolina and you're looking for quality Health Insurance, look no further than BCBSNC. Blue cross blue shield of North Carolina offers the highest quality Health...more
Do you need BCBSNC North Carolina Health Insurance? Everyone needs quality Health Insurance and that includes the people of North Carolina. This is why Blue Cross NC exists. People looking for North Carolina Health Insurance definitely...more
Health Insurance Coordination of Added benefits - No Double Dipping It is tough to think about that in the United States, exactly where the increasing numbers of people today with no health-related insurance is forever in the information,...more
Health is wealth so they say and every person should prepare financially and emotionally for the possibility of any health problems that may come his way at any time in the future. People say the only things certain in life are taxes and death....more
Many people don't realize that there are a variety of ways that you can save on your health insurance. While most are aware enough to try and find the lowest possible premiums on a good insurance policy, there are in fact several other ways that you...more
Master Cleanse Secrets Book-This is good to your skin and makes you feel relaxed and look younger Master Cleanse Secrets, a encyclopedic cleanup diet, has more decades of history. But it was so velar that few people could stick to it. So...more