Group Health Insurance And Exclusions Getting insured is very important, however, it is has raised a lot of debate since it was introduced. Some people think that when someone has pre-existing medical conditions, then they are not eligible for group health insurance. The truth is that the cover does not exclude people on the basis of their present condition. Even people with disabilities are allowed to apply for it. This is to ensure that...more
Cell Phones Are Injurious to Health? We have now been hearing it for a long time that mobile phones are injurious to health if used for a prolonged period of time. But many of us still are not aware how much is really true. Cell phones are a big necessity in today's time. In fact, we have got so used to them that sometimes we even do not want to hear anything against using them. Mobile phones have made communication so much easier nowadays...more
Many American's are experiencing for perhaps the first time in their lives the pain of living a life without insurance. For many people, they really don't appreciate what having health insurance affords them. It offers a peace of mind in knowing that if there is something wrong with you or a member of your family that you can take them to the doctor or to the emergency room without hesitation.Most people don't really realize the freedom that this affords them that is until they no longer have an insurance policy in place. Without health insurance you don't run to the doctor or the hospital you merely wait and hope the health issues go away on their own. You medicate with whatever you can pick up over the counter and hope for the best. Sometimes the problems do subside but sometimes the symptoms just temporarily subside and lead to bigger problems down the road.You see without health insurance you don't go for routine visits or well care, you simply hold off going to the doctor until you can wait no longer. This means allowing diseases to run rampant throughout your body. No early diagnosis for cancer. No quick resolve for issues like high cholesterol, high blood pressure, or...more
In general people have a very limited understanding of Medicaid and Medicare and assume that both of these government insurance plans are designed to help those who need health insurance coverage in this country. While these systems are in place to help insure some of those people that fall through the cracks they really don't do enough to cover...more
Everyone thinks that when they hit their golden years that they will be covered by Medicare and that will help them take care of their health insurance issues. The only problem is that currently Medicare recipients are finding it increasing difficult to find doctors that will accept them as patients.Medicare has reduced the amount that they will be...more
Employer based health insurance is a benefit that is only offered within the United States. Other countries do not offer health insurance as part of a benefit of employment which is perhaps why other areas of the world have Nationalized Health Care Systems. Since employer based health insurance coverage is gradually becoming obsolete the need for some type of all inclusive health care plan for all citizens is surfacing causing many American's to call upon the government for assistance.Employer based health care in the U.S. is actually something that began during World War II. During the war, there was a freeze on pay increases for all employees in the states which were imposed by the Federal Government. It was supposed to help level the playing field for those who were fighting overseas for our country by not allowing the rest of country to get ahead in their absence.Companies still felt the need to reward their employees but could no longer offer them more money and in its place began offering them additional non-monetary benefits as a reward. One of the significant benefits that companies would offer was the benefit of health insurance that was paid in full by their...more
Let's talk about why an HSA qualified health insurance plan may be the best value for you and really save you a lot of money.The first and biggest reason is that these plans are much less expensive than conventional co-pay plans. In fact, on average...more
Do you want to invest in a long term Louisiana health insurance policy? You may put your money for a term life insurance policy for 10, 20 or even 30 years. There may be several kinds of health insurance policies, but some of them are better than the...more
It is possible to be your own master with the Georgia health insurance. As far as making a difference is concerned, you can start off by being a self-employed individual. In this context, it is wise to have your health insured as otherwise you are...more
If you have ever dealt with health coverage plans you definitely know that there are various types of plans out there on the market, each of them having their special features, pros and cons. And it's quote hard to say which plan type is better,...more
Know the latest alteration in terms of health insurance plans! Selecting the best health insurance plans can be made easier if you will use the simple chart along with other beneficial information which is approved by the state insurance...more
Even those of us who eat right and exercise remain at risk from unforeseeable events, including food poisoning, injury, mental illness, and sexually-transmitted diseases. Certain of these risks may have been underestimated, and can strike at any...more