Direct Life and Pension Services (DLPS) has now teamed up with PruProtect. PruProtects advisors now have access to the LifeQuote Protection Portal allowing them to compare the various pricing options available across all variations of PruProtects serious illness insurance policy.PruProtect offer a wide range of products, using the LifeQuote Protection Portal advisors will have the advantage of being able to use an accurate platform for evaluating...more
Statistics in the last decade state that 1 in 3 people in Britain will be diagnosed with cancer at some stage in their life. Although continual ongoing medical research means the chances of survival are higher the threat of suffering from such an illness is still very apparent.Almost 55% of claims made on critical illness insurance were cancer based and medics believe this is set to continue. In this eventuality critical illness cover can offer...more
On diagnosis of a life threatening illness, critical illness insurance will pay out a tax free lump sum which can give the policy holder a welcome financial boost. This type of insurance can be taken out separately or alongside a traditional life insurance policy. However taking out critical illness insurance has both advantages and disadvantages.AdvantagesA tax free lump sum - is paid out within 30 days of diagnosis of a life-threatening illness meeting the specified criteria. This can be used in whatever way you see fit and often the policy holder will take out critical illness insurance to cover mortgage payments.Up to 30 diseases covered generally all critical illness insurance policies will cover 7 core conditions including cancer, strokes, heart attacks, major organ transplants, kidney failure, multiple sclerosis and coronary artery bypass. Any additional illnesses covered will be detailed in the key features document provided by the insurer. Protection for dependants - Critical illness insurance is considered almost essential for those who have dependants. Most insurance providers understand the need to protect your family and many now offer automatic critical illness cover...more
Texas Health Insurance: Children Caught In The War Over Healthcare Texas has the lowest percentage of residents protected by health insurance in the entire country. Only one in four have any form of Texas health insurance at all. Media coverage has been scant regarding the future of more than half a million Americans who have been through...more
Before we start our discussion about Medicare supplement plans we have to know the basic thing that what it is and what it stands for. To be precise the Medicare supplement plans or Medigap is the private health insurance plans that are for those people who already have a Medicare policy. The Medigap or Medicare supplement plans helps the Medicare...more
Medicare plan is very much needed to secure health for future as you never know when an accident will happen. Basically after your retirement health come out to be a big concern. This time health insurance is surely very helpful and required. But it is also true that original Medicare plan always left aside some benefits from offering them. You will not ever get those benefits. For claiming those benefits you have to do another policy which is commonly known as medigap health insurance plan. As the name suggests, it is a supplement plan that is bought along with an original Medicare plan. In an original plan there always remains a gap and it cannot pay for the total bill charged. Therefore there is the need for a supplement plan to clear off your dues. It actually bridges the gap between the policy coverage of the original plan and the total bill charged.If you do not have a medigap advantage plan then you can go for medigap insurance plans which supplement your original Medicare plan wholly. The medigap offerings or the Medicare supplement plans have been standardized by the Centers of Medicare and Medicaid Services (CMS) in 1992. Though medigap policies were also available prior...more
Does your health care insurance policy meet the minimum standards? Do you know what is NOT covered? How good is their network of physicians? How well is it priced? Are you getting the best deductible?You should be sure that your medical care...more
It is the age of invention and technology. When any difficulty arises then it is tried to solve this problem by new invention. Technological improvement helps you a lot to find the solution to almost every problem. Nowadays every woman is bothered...more
Doctor Ray is not an anonymous person but he is a star of the world famous series Dr 90210. He is not only a star but Hollywoods leading plastic surgeon as well. Dr Robert ray partnered with famous lingerie expert, Bruno Schiavi, to launch an...more
How Dr Lewis' Retreats Alleviate the Pain of Infertility The first order of business for those who are having difficulty conceiving is, of course, to remove obstructions to reproductive health and to enhance fertility. When I started the...more
Being a student in Virginia and looking for health insurance is a task that you would like to perhaps outsource so that you dont have to burden yourself with unnecessary details, long brainstorming discussions, and understanding terms and conditions...more
Individual Health Insurance in Texas – Getting the Lowest Rate It is been estimated that almost 25% of the state population does not have individual health insurance in Texas. That is a tragic number not only because of the reduced...more