Expert's Advice on Buying Individual Health Insurance in Virginia Individual health insurance is one of the most important products in the health insurance industry in Virginia. Many residents of Virginia get health coverage from their employees, but lots of them have to buy it independently from private buyers. Though, there are some government programs helping some of the residents, but many of them have to buy health insurance for...more
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health insurance costs for 2011 include higher premiums and co-payments The selection is likely to be even less appealing this year than last. According to experts and industry insiders, recent trends suggest rates will continue to rise and employers will continue to shift more of the cost of health insurance onto workers - asking them to shoulder a larger share of premiums, for instance, or increasing out-of-pocket costs such as deductibles and co-pays.Easy To Insure ME has the answersThis past year, overall premiums for employer-sponsored coverage - meaning the amounts paid by employer and employee combined - rose a relatively modest average of 3 percent for family coverage, according to a study by the Kaiser Family Foundation and the Health Research & Educational Trust. But the share of such premiums covered by the worker increased from 27 percent to 30 percent, with the result that the amount paid by workers rose an average of 13.7 percent.The most comprehensive statistics on plan offerings for 2011 won't be available for months. But a September survey of employers by Mercer, a leading benefits consulting company, suggests last year's patterns will continue.Overall, the...more
H.I.P.P.A., Healthcare Insurance Portability And Accountability Act: Part 1 First introduced in 1996, it created guidelines governing employee benefits, fraud, security of patient information, and electronic transactions involving billing and claims processing. In 1999, it was amended to also address Internet security and electronic...more
HIPAA-Healthcare Insurance Portability And Accounting Act: Part II HIPAA-Healthcare Insurance Portability And Accounting Act: Part II Among the first endeavors was an effort to develop a national identification and data base system, using your social security number for all healthcare transactions. This would have allowed the federal...more
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