Understanding Health Insurance Brokers and Health Insurance If you are in the market to purchase your own health insurance coverage you can save yourself precious time and money by shopping and comparing policies right online. Sites dedicated to giving you quotes on various types of insurance make it very easy for you to get an idea of what your coverage and costs will be. However, please be forewarned that there are some pitfalls...more
Can Unemployed Individuals Avail of Health Insurance? Unemployed individuals may think that they no longer have options when it comes to finding an affordable health insurance. In line with the recent layoffs, however, these individuals are realizing that they actually have cheaper options in comparison to the plans they had during the time when they were still employed. After the layoff, an individual may lose his entire...more
How to Save with Florida Health Insurance Options How fast a serious illness or injury can lead to tens of thousands of dollars in related medical fees may shock you, and the need for Florida Health Insurance Plans to protect your assets and savings is an unfortunate reality. When you understand what options are available, you can take advantage of plans that fit your situation at the lowest cost.What Are Managed Care Policies?Health Insurance Plans in Florida that allow you to see any doctor you choose are inevitably more expensive than managed care policies, which limit your choice in doctors and hospitals. Healthcare providers differ in quality of technology and training so you don't want to greatly restrict your choices.The key is to find a managed care policy with a broad spectrum of choices in doctors and hospitals. Fortunately, most major PPOs are accepted at 80 to 90 percent of U.S. medical facilities. These PPO plans can help you save even if you don't meet your annual deductible, and will only slightly limit the doctors and hospitals from which you can choose.Balance Annual Deductibles Against Monthly PremiumsThe deductible is how much you must spend before...more
Health Insurance Option for Unemployed Individuals If you are unemployed, you can still find options for affordable health insurance. You may check into cobra which will help to convert your previous group health insurance policy into an individual insurance policy. There is also the state continuation plan which enables you to...more
Affordable Health Insurance Premium in California We all know the importance of having health insurance. After all, we want to make sure that our loved ones are taken care of when we do not exist. But before you move out and purchase a health plan policy in California, do some research ahead of time. That way, you will be certain to...more
The Truth of Critical Illness Insurance Insurers treat the non-disclosure of information on an application form very seriously indeed, and it is the most common cause for the rejection of a life or critical illness insurance claim. This true story explains that the situation isn't always black and white, and demonstrates the severity of the penalty. We have changed some details to protect the anonymity of the policyholder. Ms W had to have an operation to eradicate cancerous lymph nodes from her groin, and immediately fell ill after surgery with an infection she picked up in hospital. Critically ill, she had already made a claim on her critical illness insurance, however she received some unexpected bad news. Her claim was rejected and she was not going to receive the £200,000 she was insured for. How did this happen? Read on so we can explain. June 2001 - Ms W went to see her doctor about an area of flaky skin on her back, she assumed it was something like eczema. Her GP wanted a specialist to have a look, and made a referral to a dermatologist. Before the appointment arrived, the patch of flaky skin cleared up, so Ms W cancelled the appointment, thinking no more...more
The Dilemma Of Costly Health Insurance Costs In The United States It is impossible to estimate how much health insurance will cost on an average. There are just simply too many factors to consider that throw all the numbers off. In...more
Healing Spells are Better than Doctors Everyone falls sick once in a while; being healthy is the ideal form of existence, and this is where health spells can be of use. Health is one of the biggest assets in life. People have been...more
Finding The Best Doctors When we are little kids, we never have to worry about things such as going to the doctor because our parents took care of that stuff for us; they made sure we had the appointment and they got us there. However,...more
Prediction: Large Companies Will Keep Offering Employer-Sponsored Health Insurance Health insurance reform certainly changes the face of coverage in this country. Health care will become less dependent on working for an employer that...more
Legal security for the unemployed in the health insurance contributions Social agencies have full contributions to the basic rate of private health insurance to Hartz IV recipients pay. In 2010 they had about 20 million €...more
Helpful tips for health insurance first-timers In case you are not familiar with the market of insurance in general and healthcare coverage in particular, it can be quite confusing at first. But do not worry, as it is far simpler than...more