When you are carrying a child, but are not insured you should investigate all your insurance choices before looking at non insurance alternatives. health care insurance may be available through direct pay family policies, group policies, programs offered by local state or the federal government. However, in some cases you may find that all of these doors are closed and non insurance alternatives are the only way to lower your costs.When you are...more
Racism and its Effects on Young Adults: When people, especially young adults, received unequal treatment because of their race, color, national or ethnic origin or immigrant status, it affects them physically and mentally and creates a sort of feelings of worry, anxiety or fear and loss of interest in their daily activities. It is because our brain is wired to make us feel worried or dreadful toward anything in the environment that looks...more
Like so many things in life there are benefits and risks to being self-employed. The great thing for you is that in an economy like this where many employees have been laid off you do not have to worry about your health insurance and being laid off. One thing you may have to think about though, is Ohio Health Insurance. Because if you do not work for a company that offers health insurance you will need to make sure that you have purchased health insurance for your family and yourself by January 1, 2014 when the Affordable Care Act goes into full effect. Learn as much as you can now about being self-employed through this series of questions and answers.1. I plan to become self-employed. How do I keep my health coverage? If you are not currently self-employed but plan to become self-employed before January 1, 2014 you may want to look at COBRA. COBRA stands for Consolidated Omnibus Budget Reconciliation Act, which allows you to take the coverage you have currently at your job and keep that same coverage for up to 18 months until you find new Ohio Health Insurance. Unfortunately since you would have left your job you will be paying 100% of the premium since your past employer would no...more
Taking out employee health insurance is vitally important. As medical costs for the uninsured spiral out of control it"s more important than ever to be properly protected against any eventuality. Employee health insurance itself is actually provided by your employer as opposed to you having to take it out yourself. If however, your insurance does...more
Not having any health coverage is a disaster waiting to happen. None of us knows when we are going to need it, and, without any cover at all, could actually stop you getting it when you suddenly need it in an emergency. Do not adopt the attitude that this is not going to happen to you. None of are aware of what the future holds for us, and, no...more
Life without health insurance is no laughing matter. No matter who you are or no matter how healthy you have been every person who was diagnosed with any serious health problem considered themselves healthy up until their diagnosis date. Sometimes a lack of symptoms can be misleading as an indicator of good health.As a result, most men and women want to have health insurance but with the cost of everything on the rise it's easy to understand how it is that most individuals end up reducing or eliminating their health insurance coverage entirely. It's one need that is easy to ignore as long as you appear well.Of course, when symptoms arise then there is little you can do to ensure good health and by this time you might be lucky enough to get some help from Medicaid if you are lucky but most people don't want to find themselves in this type of crisis and they also won't want to find out that they are only eligible for limited cash treatments because of their lack of health insurance. Medical bills can really stack up quickly and therefore it is best to not allow yourself to get into this type of situation.When it comes to medical care there are some things that you can do if you are...more
10 years ago nobody may have forecast how desperately the National health service would fare as an organisation, regretfully it is no longer efficient. Reform, cut backs and horror stories with regards to deficiency of drugs, simple hygiene and...more
We all know that maintaining our health insurance policy is one of the best ways to protect our financial future. However, even if we do have a policy with comprehensive coverage, there is still a possibility for our financial stability to crumble in...more
Generally it is the choice of the consumer to decide if they want these extras but in some cases they may be built into a policy. Some of these can be beneficial to people, but it is up to the individual what they want to be insured for therefore if...more
If life were a fairy tale, everyone would have health insurance that was inexpensive and covered every possible medical expense you can think of. Unfortunately, though, none of us are Cinderella or Prince Charming, and the woodland creatures have not...more
Being pregnant is a fun and exciting time. Husbands and wives eagerly anticipate the joy of meeting their newborn and they plan for the day the baby will arrive by setting up a nursery, finding a pediatrician, preparing by stocking up on diapers,...more
Florida is one of the states that has filed a lawsuit against the Affordable Care Act challenging the constitutionality of the mandate to get minimal health insurance coverage. While some politicians seem to think they are experts on how to fix...more
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