Tips for Saving Money on Small Business Health Insurance in California Tips for Saving Money on Small Business Health Insurance in California Are you a small business owner with 2-50 employees in California? Are you providing small group health insurance to your employees? Are you thinking about adding coverage? If you answered yes to any of these questions, I'd like to introduce you to a unique concept from Anthem Blue Cross...more
Self Employed Health Insurance Options It seems that no one likes to talk about the particulars of insurance and what is covered on each plan. Even those people who are covered by their employers have a difficult time choosing from the limited options available to them. Buying self employed health insurance can be more daunting because the choice depends on the voice of only one individual. This may be an intimidating task but you...more
The Basics on Health Insurance and Its Forms This is a policy that has an agreement between an insurance company and an individual or his sponsor such as employer. It is through a government-sponsored insurance program or from private insurance company. The payments for the premium of this form of insurance are from the insurer to protect them from high expenses in health care purposes. They can also get the premiums from taxes requires by most of the government agencies. The benefit is administered by the organization or group such as government agencies, private businesses and non-profit entity.This agreement has its individual insured person's obligations in many forms. First was the premium, this is the amount pays by the policy-holder to the health plan each month to purchase insurance benefits. Deductible was next in line, this is the amount that insured must pay out-of-pocket before the health insurer pays its share. The out-of-pocket means the amount your health insurance requires you to pay towards the cost of your health care. The co-payment is the amount that the insured person must also pay out-of-pocket before the health insurers pays for a particular...more
Why is Health Insurance So Expensive Persistency: The persistency rate for a group of policies is defined as the ratio of the number of policies that continue coverage on a premium-due date to the number of policies that were in force as of the preceding due-date. Thus, if out of 100 policies, 75 policies are in force on the fist...more
Catastrophic Health Insurance - How to Get the Best Rate Catastrophic health insurance is the cheapest of all health insurance. Deductibles - the amount you pay for a claim before your insurance company will pay - start at $500 and go up to $5,000 or more. Most plans have a lifetime maximum benefit, known as a cap, of $1 million to...more
The Way Health Care Insurance Works In public health care insurance, people who are registered as citizen, permanent resident or temporary residents who lives more than one year have rights to receive healthcare coverage where the fund are organized by federal, or provincial government. Some countries provide this coverage free of charges and no salary payment cutting, but several countries also cut small percent of salary and levy adjustments as the insured payment.What should we know about health care protection?PremiumPremium is certain amount of money that the insured or sponsor (for employee insurance) must pay for the health care coverage. The premium might vary depend on the coverage.Coverage limitsThe insurer has set the payment limit for coverage. This limit is a maximum fund usage for the insured for certain medical treatment and hospital services. The insurance company will stop paying after the insured reach maximum limit of medication coverage, and the insured should pay the rest of the expenses by themselves.ExclusionsIt is a special case treatment which can't be covered by the insurance companies. There are different standards for this exclusion...more
Who Are The Big Names in Health Insurance Below mentioned are some of the biggest health insurance companies in the United States:Aetna: It is one of the biggest companies offering pharmacy, health care, group life, dental, and...more
Successful methods to alleviate your working anxiety While you're operating, you have to have to manage as much asclose tojust about different types of emotional tension, amongst that the working tension is the most excellent one. The...more
Botox: Choosing the Right Doctor Botox injection is quite a pricy cosmetic procedure but despite the price, many women still opt to get it done. Not a lot of people know but botox is the very same toxin that causes food poisoning. That...more
Making US Trip Healthy with Visitor Insurance Touring the United States is an posh undertaking for many travelers If the visitor falls ill during a planned visit, then all travel plans may gowrong. A US visitor insurance plan is one...more
Two Cups of Apple Juice a Day Alleviate Bad Memory Neural transmitters are the chemical transmitter substances to send the information from a nerve cell to another nerve cell. The constant production of the substance can strengthen the...more
Diabetes?Health insurance to the rescue Are you experiencing one or some of these symptoms,sudden weight loss,frequent urination,vaginal infections,numb or tingling hands or feet,wounds that will not heal,blurry vision,sexual...more