Most of us work hard all our lives so that we can enjoy the benefits which come with having sufficient funds to live life to the fullest. This includes the ability to go on holiday even when we retire. The only problem with this is that just as you have the time and the means to enjoy your holidays, you will find it difficult to get holiday insurance. Many companies will not provide holiday insurance for elderly people, and if they do, the...more
Author: Denzale MontgomeryMy son is only three years old and he sleeps in his own room by himself. The process of moving him into a room all his own was quite difficult at first because it took him awhile to get used to the thought of being in a room all alone. At times he would cry for his mother, and my wife would quickly run to his side and lay with him throughout the night. By, now he is used to his new room, there is only one huge problem. ...more
The majority of renters in the United States are lower income families that do not possess the capital or the credit to acquire a home loan. Because most of these families struggle to pay their existing bills, they do not consider things such as renter's insurance. Unfortunately, many low income families also lack the knowledge of good financial planning and management. Some may assume that because they don't have much to protect, insurance would be a waste of money. With financial security as the goal for struggling families, there are many things to consider, including insurance. The first thing to consider is priorities. Is financial security truly a gift you want to give your children? If it is, lesser important expenses may have to be eliminated. There are many things that low income families spend money on that are frivolous and hinder them from achieving long term financial security. One of the biggest and most destructive drains on many families is cigarettes. Purchasing two packages of cigarettes per day for an entire month adds up to around $300, not to mention the eventual health care bills associated with cigarette smoke. Other impractical expenses for struggling...more
If you have been fortunate enough to watch your best friend age, you will also find that he has developed some physical problems and limitations. Taking care of an aging dog requires more of your time and more patience, but it is worth the effort. Many dogs go deaf as they age. When this happens you can no longer just call for your dog to come....more
Author: Darin DoerflingerHaving family day fun with your kids and creating a special bond is the goal of most parents. Unfortunately, the business of life tends to get in the way. Have you heard yourself say to your son or daughter "I would love to play sweetie but I have laundry to do and dinner to make". Reality check! The times when they...more
Punggol (Ponggol) estate is in the north-east region of Singapore. Once a large kampong and a fishing village, today it has been earmarked to become the "Waterfront Town", the 21st century housing estate for yuppies in Singapore. Bounded by three rivers, the Sungei Punggol, the Sungei Serangoon and the New River, the new Punggol Town would sit between nearby Coney Island and the mainland. The entire area, north-east of Singapore, is bounded by Sungei Serangoon to the east, Tampines Expressway to the south, Sungei Punggol to the west, Selat Johor and Serangoon Harbour to the north, and covers an area of approximately 957 ha. The North-East MRT line, with a LRT link, connects Punggol with the rest of Singapore. Families with children attending preschool Punggol are very fortunate because the Singapore public transportation system is often rated as efficient, comfortable, safe, reliable and affordable. Singapore transport network is well connected with trains, buses and taxis. The transit system in Singapore is split into the 'Mass Rapid Transit' (MRT) system and a series of 'Light Rapid Transit' (LRT) systems that branch from it. Outside of Singapore City, the MRT runs on suspended...more
School is the first place out of home or after home from where your child can be able to learn life skills and education both. Knowledge and education is the only tool in a person's life through which they can gain their livelihood and lead a happy...more
A number of factors including health insurance restrictions, cost, and busy schedules have led Americans down a path of sporadic health care. In the United States, an overwhelming number of people do not visit a doctor until they become very ill or...more
A Father's Right to Parent His Child and Constitutional Law That Says So Fathers walk into family courts - generally hauled in under a wife's complaint for divorce - and can't believe the injustice they face. These courts deny...more
"Mother, I know that Johnny Cash was one of your favorite artists, and I know that you liked his Christmas rendition of The Little Drummer Boy. And you liked it because the little boy at Christmas did what he could for the Christ. He didn't have...more
Although summer is over, there is still plenty of time to enjoy days at the beach. If you have young children, it can be difficult to find a spot that is safe for them to swim and which offers a playground, toilets and the all-important...more
Orchard Road is walkable, at least allowing plenty of breaks in air-conditioned shopping centers. You can no longer cross the central Orchard/Scotts intersection on foot: instead, take the air-conditioned underground walkway system that links Orchard...more