I don't sell car insurance, but as a lawyer practicing in the field of personal injury I frequently see people suffer because they have the wrong insurance coverage. Often, this happens because they purchased directly from an insurance company instead of an independent broker. Many of my clients who have been seriously hurt in a car accident were struck by someone who had no insurance or only the minimum liability insurance coverage, which is...more
Does buying from the most expensive company mean you are buying the best coverage? Generally, a good deal is a state of mind. As long as you are happy, with the amount of coverage, you have and how much you paid for it, you got a good deal. For each person, the amount of coverage they need and what they can afford to spend is usually a different amount.The main reason drivers overpay on their insurance is they do not shop around. CarInsurance.com...more
Although these days it's pretty easy to arrange your car insurance online, comparing quotes at the click of a button and paying by credit card for instant cover, one ever present difficulty still remains: the high cost of insurance policies. The fact that having car insurance in place is both a legal requirement and a sensible idea doesn't detract from the annoyance of having to pay what seems to be an exorbitant sum, and most of us would jump at the chance of reducing the bill.To do this we need to know what factors insurance companies use when deciding how much our premiums will be.Perhaps the most important influence on the level of your premium is your own history as a driver. If you've a history of having accidents, then naturally you're a higher risk to the insurer and so they'll charge you more. Worse, if you've been convicted of a motoring offence such as speeding or driving while under the influence, then your insurance will cost you even more - especially if your licence was withdrawn.On the plus side, a history containing no black marks such as accidents will result in cheaper insurance as you build up a 'no claims' discount over the years.The next most important factor...more
Most people who own a caravan avoid taking out caravan insurance to reduce their expenses. Some owners may reap short-term benefits, however in the long run this could prove to be expensive. If you have decided to get insurance for your caravan, it is important that you get the right insurance policy. To avoid future loss it is imperative that you...more
Caravan insurance cover protects your prized caravan and all its contents. Though not a legal requirement, the policy is important to ward off possibilities of financial losses due to accident, theft and other mishaps. There are a number of factors that need to be kept in mind when purchasing caravan insurance and a number of things affect your...more
Every driver is unique and has their personal reasons for why, when, and how much they drive their car. Because it is the law that you have to have insurance before you drive a car, it is important that you find the best policy that meets your particular insurance needs. If you are a driver that only takes your car on short excursions, you have probably realized that you seem to be paying more for your car insurance than the amount of time you actually spend on the road. It can seem unfair that you have to spend as much money on insurance as someone who drives many more miles than you do. Many insurance companies have realized this mileage disparity and have come up with an innovative way for drivers who have low mileage to pay less for their insurance. The Pay-As-You-Drive Car Insurance program is now emerging as a popular choice for drivers who do not drive often. Pay-As-You-Drive Car Insurance is insurance that requires drivers only to pay for the amount of miles they drive. There are insurance companies that offer drivers a per-mile rate. Companies can track a motorists mileage by installing a small wireless device that tracks the number of miles a car is driven. The...more
When you own a car what easily comes into our minds is car insurance. The law requires insurance for all vehicles. Legal actions will be taken to drivers who dont have car insurance. Sanctions involved paying around $500, 000 for penalties. Not only...more
With the current busy lifestyle that we all have, it could help a lot to have your own car. However, financing your own car can be difficult especially if you do not have any credit history yet or if you have a bad credit history. In this type of...more
If you have low credit scores and poor credit history, it can be a little difficult for you to get an auto loan that quickly. Securing car loan if you have bad credit history is difficult because lending companies would often base the approval for...more
What is Auto Forum Poster? I seriously come to feel thrilled to share with you this with you guys!! I wish to reveal to you about Auto Forum Poster system. It might be mostly an incredibly prosperous and outstanding program that can help you...more
The Denver Injury Lawyer at your help If some one gets injured or looses a family member due to the fault of some one else, consult a Denver Injury Lawyer who knows that its not only the victim but the culprit also has to be the sufferer in...more
Among the more prevalent types of birth injuries is an Erb's palsy injury which affects the child's shoulder and arm. This can be a significant injury that in the most severe instances may leave the child with poor use of the arm even subsequent to...more