Georgia Auto Insurance - Important Facts Are you a driver in Georgia? Then you need to know about Georgia auto insurance laws and regulations. This state has one of the higher minimum required coverages for drivers in the country. Let us look at these requirements.Like many other states, Georgia requires a minimum liability coverages for bodily injury and property damage. These minimum requirements are thus:A minimum bodily injury...more
Hawaii Auto Insurance - Meeting The Requirements Of The Law The state of Hawaii demands from every driver who intends to drive in the state a minimum level of liability coverages covering bodily injury and property damage. You would do well to know these requirements so you do not find yourself on the wrong side of the law.The purpose of these minimum requirements is to protect other road users from careless drivers. Here are the...more
Idaho Auto Insurance - Obeying The Law Idaho auto insurance issues are no different from other states. The state has looked at ways of ensuring that road user are protected from careless and reckless drivers. Their solutions is to demand a minimum liability coverage from every driver who wishes to drive legally in the state. We would look at these state required minimum cover.The first thing the state requires is that you must have a minimum of $25,000 liability cover for bodily injuries for each person.Secondly, there is a minimum of a $50,000 liability cover for bodily injury per accident.Lastly, The state also requires a minimum property damage liability cover of $15,000.One other thing the state demands is that your insurance agent MUST offer you an uninsured/under-insured coverage. Though the state demands that they offer you this coverage, you are at liberty to decline. You would however be required to do so in writing. It is obvious from this that the state authorities know that some people would be under-insured and that some others would be totally uninsured so to protect law abiding drivers, they are strongly advised to get coverage against...more
Illinois Auto Insurance - Rules Of The State Illinois Auto Insurance issues should be taken seriously by any driver who wishes to drive without having run-ins with the law. It is always safer to be on the side of the law than on the other side. Knowing what the state requires for you to drive legally is therefore something very...more
Indiana Auto Insurance - Know And Be On The Safe Side If you are a driver who drives in Indiana or intend to and you want to know about Indiana auto insurance laws and requirements, you can start here. Read on...For any driver who wants to drive legally in Indiana, the state requires that you have a minimum liability coverage. This...more
Iowa Auto Insurance - Basic Information It is interesting to note that in Iowa state, you are not required to have auto insurance before you can drive legally in the state. More interesting however is the fact that to be able to drive without insurance in the state, you MUST show the state proof that you have enough funds to take care of whatever cost that may come to you from an accident. I guess this is a wise call. Now, how many people fall into this category? I am sure there are such people but since they are very much in the minority, the state allows others to go with the second options which is having a minimum liability coverage.For those drivers that know they do not have unlimited funds and would rather drive with insurance cover, it is important that you are aware of the states required minimum cover. Here they are.$20,000 minimum in liability cover for bodily injury per person, $40,000 minimum in liability cover for bodily injury per accident and $15,000 minimum liability cover for property damage per accident.With these coverages in place, you can drive legally knowing you have met the state's minimum car insurance requirement. This does not however mean...more
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How Your New York Auto Insurance Works How New York auto insurance works is simple. Drivers buy an insurance policy protecting their financial future for a set amount of money. When there is an accident or a claim, the insurance...more
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