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The need for cheap insurance in our private lives is a well known and largely understood reality. Commercial auto insurance is very different from personal auto insurance in a number of ways that are not as well known. Business owners should not assume that the commercial auto policy is as straightforward. The search for low cost insurance for a business should not result in a coverage gap. Here are a few of the key aspects of commercial auto insurance that makes it unique.The primary rating factors of the commercial auto policy are the vehicle details (its value and safety factors), the vehicle class (private passenger or truck), and the usage. Special usage classes for commercial trucks are service, delivery, and commercial. In the commercial auto policy, the driving records of the drivers are generally not considered in the premium calculations, only in the overall underwriting for acceptability.There may be a surcharge on a commercial auto policy if one of the drivers requires a financial responsibility filing such as a SR-22. Any owner who needs an SR-22 filed, should make that known early in the process of applying for the business auto insurance. Many commercial insurers...more
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Insurance is essential for every car. There are many types of insurances available and auto insurance is one of them. If you meet with any road accident, then auto insurance will compensate for the loss to some extent. Nowadays, you can also get auto insurance quotes on the Internet. There are many sites that offer information on various insurance...more
Whatever be the reason, before you pay your premium, it is important that you make comparison of the different auto insurance quotes and polices. With a little bit of patience you can do it since it is not difficult to do. Our representation will help you to read through the details of benefits and coverage provided by the different insurance as you contact them.How to find free car insurance quotes? By: Samuelobi Gabrielemejuru About the Author My name is Samuelobi Gabrielemejuru and I live in Nigeria. I have B.Sc. degree in Agricultural Education (Agronomy Option). An internet marketer and the owner of Auto Insurance Quotes mas (ArticlesBase SC #3649577) Article Source: http://www.articlesbase.com/ - How to find free car insurance quotes? more
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When younger drivers start looking for auto insurance the very first time they're sometimes shocked at how high the prices can be. This is basically because these drivers don't have much, if any driving experience and the insurance providers consider...more
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The best news about purchasing auto insurance today is the options available to the consumer. Getting quotes has never been easier and you do not have to spend the entire day on the telephone or in your car driving around town to obtain them....more