Transfer Money to Indonesia Only After Investigating Its ATM Policies
Transfer Money to Indonesia Only After Investigating Its ATM Policies
Fortunately, ATMs are quite widespread throughout Indonesia, though they are especially common in larger cities like Jakarta. Most small towns are within a reasonable distance of a major city with ATMs, but it is important to make sure your relative has no problem traveling a bit to get their money. Both Cirrus/Maestro and Plus cards are typically accepted at ATMs in the area, which is what most cards adhere to. This means that most cards from the United States are usable in this country. It is interesting to note that ATM Bersama is one of the major interbank networks in the area, connecting many of the ATMs in Indonesia. Look for such ATMs in the area, as most are quite reliable and connected to well-respected banks, such as Bank Negara Indonesia, Bank Mayapada, and Bank International Indonesia.
While it nice to know that a prepaid debit card can definitely be used in Indonesia, knowing the associated fees and limits is also advisable. For example, most ATMs in Indonesia have a daily withdrawal limit of 500,000 to one million rupiah. However, daily limits also exist in the United States and many other countries, so this should not be surprising. It is also good to know that the most accepted cards are the Visa and MasterCard type, so be sure to choose a company that offers either one before you use a prepaid debit card to transfer money to Indonesia. American Express is also accepted, but not nearly as widely as the two named above.
Not all shops in the area accept cards, but many larger ones do. This includes hotels, larger stores, and most restaurants. However, it is difficult to know ahead of time whether certain retailers accept debit cards, so it is recommended that everyone in Indonesia carry some cash. For this reason, it is helpful that prepaid debit cards can either allow recipients to withdraw cash at ATMs or use them at merchants that accept cards.
Your relative is likely to enjoy the flexibility that comes with using a prepaid debit card in Indonesia. Fortunately, this country is quite updated when it comes to technology, especially in larger cities and tourist areas, which means that this type of card is certainly not rare. Simply make sure that your relative is comfortable using this kind of card before you use it to transfer money to Indonesia.
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