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Smart Money For Getting Smart

Since its major collapse the American financial system has been weak with only a few signs of improvement

. Finding new work after being laid off has been extremely difficult and for some people impossible to this point. For new workers and young professionals, the outlook in many areas is filled with few prospects. These bad environments could linger for a long time according to some analysts.

Creating opportunity in certain areas and easing some financial burdens can help improve the outlook. President Obama and Congress have attempted to make home ownership easier and make fleecing the consumer harder. Another important area is education. There is more emphasis on making sure students have access to safe loans and college grants. This includes Obamas Grants for Moms program. To ensure children in the years to come value education, it's important to begin with educating mothers.

Federal Pell Grants allow mothers to obtain these scholarships. The Pell Grant maximum award is a substantial $5,000. Many single mothers have lower incomes so this grant program is particularly aimed at them. Tuition, books, a computer and supplies or even childcare are valid expenses that can be paid with grant money. The grant also allows for flexibility in choosing a school. Two- and 4-year colleges and universities are acceptable. There are even some online study options.

All federal student aid is determined by the results of the FAFSA, or Free Application for Federal Student Aid. Going online to complete the FAFSA is essential for any federal aid. On the internet you have access to numerous sites with information about scholarships and grants. For working people there are some tax credits available for education. Checking a school's financial aid web page or calling the office is also a good way to get information about available money.

In the realm of education, scholarships and grants are a key component for a strong system. When moms earn grants to enroll in college theyre preparing themselves to contribute valuable ideas to the work force and to provide substantial support for their families. Obama's scholarships for moms will go a long way toward changing things in a positive way. One key to the future is to provide educational opportunities and to gain knowledge now.

by: Marlon Jackson
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Smart Money For Getting Smart