Regaining Your Financial Footing
Regaining Your Financial Footing
Regaining Your Financial Footing
Most Oregon bankruptcy attorneys are doing much more business year over year. While the Oregon bankruptcy attorneys are pleased to have a thriving business, they cannot help but be subject to the human toll that all that financial misery takes on a person. Many Oregon bankruptcy attorneys have been seeing neighbors, friends and relatives in their offices, as well as people from every level of society. Most people who are waiting to see attorneys are in what best could be called a state of shock. Until recently, these are the same people who fairly easily made their mortgage payments, credit card payments and even a college tuition or two. Then the same forces in the recession that have ravaged so many others struck them, too. Perhaps a job was lost or there was an unexpected medical or repair bill. Then the downhill slide started and continued unabated until it was too late to do any self maintenance. Then they had to seek out professional help. They had to seek out an attorney. Attorneys are not hard to find. Finding a good attorney who will work with you on your case specifics is a little harder. But it is not impossible and it is what attorneys want to do. They want a satisfied client the same as the next professional. Start your search by asking relatives or friends for a referral. If they come up dry, or if they have been smart or lucky -- or both-- in this recession, then take your search to the Internet. Most attorneys have detailed web sites with information on background and services. If the Internet is too impersonal a place for you to search for solutions to such a private matter, then there are community organizations and church organizations that sometimes have attorney names on file. Contact them. Often, they will even have attorneys as members. Once you have retained an attorney you will get personalized advice. It may be to file Chapter 7 or Chapter 13 consumer bankruptcy. Chapter 7 will have you selling your assets and repaying those you owe. Chapter 13 will have you working out a schedule of repayment to creditors and keeping some assets. Reorganizing your finances with the help of a good, qualified attorney is the first step in regaining your financial footing, and while each case is different, most have a positive outcome.
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