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Money Saving Check: Discount Ideas, Wary Advice

One avenue you can take to cut corners is to put the brakes on television viewing

. Less exposure will cut susceptibility to advertising that compel you into spending money.

Exchanging gifts at Christmas, Easter and birthdays can drain your bank account. A way to save and still participate in gift-giving with significant others is to make your own gift such as candles, pastries, cake mixes or unique personally created gifts. The homemade touch is more personal and is more valued by the recipient. Include a special note with the present to make it special. Even a nice design on a personalized check recons up a pleasant feeling, and no one ever needs to know that you bought them at fifty percent off from a place other than your bank.

Put on a yard sale to free up space and make some money. Get rid of things that you have not used and make it available to others who could use them. If you don't have enough items to put on a sale, you can collaborate with neighbors and have a neighborhood sale. You can also cart them off to a consignment shop and get a tax break. You will feel so much better to de-clutter your place.

Make a large amount of your favorite meal and portion it off into several batches. Freeze them and easily heat them in into the oven in lieu of eating pricey and high caloric fast foods. This gives you more time and money by buying bulk ingredients.

Bear in mind to flip the switch off the lights that you are not using in your home. A kilowatt hour of electricity costs $.10 per kWh with the average light bulb using 20 watts. If you flip the switch off five light bulbs for a period of two hours, you will save yourself 10 cents. That doesn't sound like a lot of cash, but in a year's time, you will have freed up almost $40.

A further method to save money is to order books or DVD's from your county library and ask for them to be shipped to a library nearby for pickup. Or, you can exchange DVD's, videotapes and books with your friends; online resources for to exchange DVD's and books are also available.

Grow eatable tomatoes for soups, salads or meals at minimum cost without worrying about pesticide contamination. If space is an issue, a decorated spackle bucket will do well providing roots a place to grow. One can start tomato seeds (off a store bought tomato) in a tray under a wet paper towel and plant the ones that germinate or buy seeds at WalMart or a garden store. Gophers don't like tomatoes but deer may take a nip out of them. If you have room and have the wee little beastie invaders, plant more tomatoes.

Garage and yard are a great source of finding something at a nominal price. Often the yard sales in your neck of the woods. You can find great bargains no doubt. And if you find a large number of items to purchase from one seller, negotiate for a lower price. Remember, at the end of the day, the seller wants to get rid of their stuff, so arbitrate a lower price. Much of garage sale items end up in the Salvation Army the next day and you will be doing the seller a favor by offering any sort of trade.

by: Jon Gray
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Money Saving Check: Discount Ideas, Wary Advice