Money Problems For Newlywed Couples
A lot of people say that marriage is an eye-opener
. It opens your eyes to the reality that life is not all the time about love and romance. In fact, life can be harsh most of the time, especially if you have problems in your finances. In line with that, there actually are certain factors that cause newlywed couples to drown in money problems.
Not because you can share your income as a married couple, you can already save on your monthly expenses. For most people, its actually the opposite. Since young couples think they can save more now, they easily become victims to the temptation of buying new things for their newly acquired home. This is actually where the problem with liabilities starts.
The dictionary defines liability as a disadvantage. It is simply because liabilities increase the outflow of your money. The more liabilities you have, the more chances you have of spending on mortgage, credit card bills, internet bills etc. Learn how to control your liabilities if you dont want to suffer from debt.
Not having a constant source of income can add assault to the injury of having to pay for countless liabilities every month. But even so, a steady source of income cannot solve the problem. You have to be able to reach the point where your income is far greater than your expenses before you can save a good amount of money.
If youre only making a dollar a day, dont buy things that will cost you two. An extravagant lifestyle is only fit for a person who is earning a six-figure salary every month. For the meantime, abstain from buying unnecessary items and buy only what you can afford.
Money will work for you if you know how to use it. Instead of acquiring liabilities, learn how to invest on assets. You dont have to be an actual big-time businessman to get rich but in order for you to improve your way of living, you have to thinks like one.
by: Amy Chan
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