Financial Aid Is More Abundant For Some Fields, Find Out About Yours!

As everyone knows, bills will just keep coming

. It doesn't matter if you're a college student or not. Even if students hold down jobs and attend degree programs online, that won't stop the landlord from knocking on the door. And even if the federal government does offer financial aid such as the Pell Grant, that's not enough. This is one of the leading reasons why most students drop out of their curriculum in their first two years.

Don't think the government isn't aware. As it happens, the Board of Education has developed a supplemental grant for those with extreme needs. One of these programs was launched in 2006. The Academic Competitive Grant (ACG) can provide a freshman up to $750 in addition to the Pell. A sophomore can get even more, up to $1,300. For third year or higher students, there is a different program, called SMART. If you need more information about online degree course, look on the internet.

There are requirements that come with the ACG. First, a candidate must complete a FASFA form and apply for the Pell. The Board of Education decides if the applicant is entitled to the ACG. If so, it will send out an additional questionnaire that also must be completed.

Getting the grant doesn't happen overnight either. One must be a U.S. citizen or legal resident and take a minimum of a half-semester's worth of courses. While the money is supplemental to the Pell Grant, the total sum granted by both can't exceed the cost of going to the university of choice. These monies are to be used for educational purposes.

A candidate must also have attended a recognized secondary school program. The rules have been modified in 2009 to allow for home schooling, but there are two provisos there. The first is, whatever the program, it has to be recognized by the state the student lives in. Also, the program of high school study must meet a federal standard for "rigorousness", i.e., certain academic basics had to have been taught and met.

A student must also be planning to further his or her education in a predetermined group of curricula. The number of possible degrees a student can go for is pretty broad, and includes just about every form of science, tech, engineering, math, teaching and a number of liberal arts. For a full list of what is accepted, the best thing to do is go to the Board of Education's website where further information is available. There is an abundance of information about online degree on the web.

There is one extra proviso for students applying for a second year of ACG money. They must have maintained a 3.0 average (out of a 4.0) in their freshmen year, or whatever the college's equivalent of a 3.0 is. The college also must be accredited, but as far as the ACG is concerned, the school can be either on campus or online.

by: Natasha Bright

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