Debt Settlement Secrets: Stop Collection Calls And Eliminate Debt
Debt Settlement Secrets: Stop Collection Calls And Eliminate Debt
THE BEST WAY TO STOP COLLECTION CALLS ASAP DURING THE DEBT SETTLEMENT PROCESS.
This only applies to people in a legitimate debt settlement program, such as the debt settlement programs I endorse. If you are not yet enrolled into a debt settlement program, be sure to read this Debt Settlement WARNING before talking to any of the bazillion new debt consultants off the street.
1) Talk To Creditors / Debt Collectors
It does nothing to help and will only make things worse. Here's the rule of thumb: The more you talk outside of the script, the more calls you will get. So avoid all conversation with creditors during your debt settlement program.
This is because creditors know that IF they deal with you, they'll get A LOT more money than if they must deal with a professional negotiator. They also know you have rights, but if you fail to stand up for your rights or put the laws protecting you in place, then the door remains open for them to do what they do best: "get under your skin" and "scare a payment out of you".
These folks, for whatever reason, have chosen to make a living using fear and intimidation tactics to scare people into making payments on their debt. They receive a commission for collecting money. This is how they pay their "lousy bills". So understand they are human beings too (Sometimes you have to wonder) and understand the game they are playing. The best option, #2, is how to win this little game
>>> Quick Tip: To better understand what's going on out there with creditors, collectors and this silly game (a shame really) that's being played on Americans, go down to your local Blockbuster or video store and rent the movie "Maxed Out", released last year. For an even better piece of journalism about the credit card industry, check out the PBS FRONTLINE Special "The Secret History of the Credit Card". It's from 2004 and a little old now, but still VERY good.
2) Use the Script & Tracking Sheet provided by your Debt Settlement Company
Here's the BEST way to get these calls to stop:
Take the call, deliver the script word-for-word (sound like a broken record), hang up (zero conversation), track the call (on the tracking sheet) and fax the tracking sheet to Customer Service.
The script, tracking sheet and "Advice Regarding Creditor Calls" are provided in your Welcome Pack. Please let me know if you would like me to email you a new copy to use if you are my client.
I understand how nasty creditors can be.
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