Consider Making a Money Transfer to Mexico on a Card Before You Visit
Consider Making a Money Transfer to Mexico on a Card Before You Visit
You probably know that the currency in Mexico is the peso, and that $1 USD equals about 12 pesos, but you should know that you can often use U.S. dollars at some stores, as well. This means that bringing cash in may be fine, but you must make sure that the money you bring is not torn, bent, or marked on. Otherwise, your U.S. dollars may not be accepted. The same often applies to Mexican pesos. You should also carry plenty of bills under $20 since some people offering their services, such as taxi drivers, will not accept anything more than that. Just be aware that U.S. coins are never accepted in this country, and you will always get your change back in Mexican pesos. You can also exchange your money for pesos when you arrive in this country, as you will likely get a better exchange rate than in the United States.
Many people in the U.S. constantly use credit and debit cards to withdraw cash or purchase items. You can do the same in Mexico, especially if you will be there for a while and do not want to carry a lot of cash. Many people prefer to make a money transfer to Mexico through a prepaid debit card, which usually costs $5 USD. If you go this route, you can add funds from your bank account at any time, and you can use it just as you would a debit card connected to your bank. However, if you lose it, it will likely have less money on it than your bank account does, which makes it safer than a regular debit card. Fortunately, most Mexican retailers accept Visa and MasterCard, and a few also take American Express, though few if any take Discover. Smaller stores and restaurants often do not take cards at all, but they usually state on their storefront or menu whether they do or not.
You may consider using traveler's checks, but most people prefer newer methods of making a money transfer to Mexico. Not every business takes them, and they are not as popular as they used to be. To be on the safe side, try to cash them at major hotels since they usually take them. Otherwise, be sure to also carry cash or a prepaid debit card to use. In fact, it is often best to use a variety of payment methods here so that you are never left without money to spend.
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