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Business Cash Management

Since overall cash flow involve tax and finance it is best for staff in tax and accounting department work closely together

. Cash flow management require close coordination between the treasury and operations. Use of technology that captures accurate information on cash flow management is important in effectively managing today's volatile market.

Effective cash flow management ensures every coin is at work either covering payment of cheques or producing income. The following are some of the best practices to manage cash flow:

1.Keep few bank partners

Leading companies consolidated their financial accounts, using fewer banks. Through this they can depend on a few banks for the services and not a single bank so that should one bank have problems their operations are not affected.

Consolidating bank accounts may bring in process efficiency. The company treasurer is able to keep tab line by line of banks transactions and can negotiate bank fees and procure preferential services. When shopping for bank keep cash management needs at heart by gathering inputs from all departments that will be affected by the choice of bank selected.

Leading companies appoint a team of financial experts including bank relationship manager to determine how best a bank meets the company's needs and create detailed service level agreements with chosen banks.

2.Develop accurate cash forecasting methods

Cash flows are uncertain and companies use forecasts to predict it by comparing receipts and disbursements. Best practice companies use models that give accurate figures.

Sources of available quantitative and qualitative business intelligence range from shipping data and sales orders to buying patterns.

Forecasts are based on seasonal, monthly, daily and cyclic patterns and trends. Forecasts can be explained as short term, medium term and long-term. Short term can track how a business unit fares, medium term aid in managing trends and seasonal price fluctuations, long-term forecasts help a company reach far reaching goals.

Business Cash Management

By: Adrian Hargraye
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Business Cash Management Atlanta