Okay here is a bonus tip that takes more time. Go look for free money, coupons or gift offers it doesn't matter. This can be the best way to save money, coupons are great. Gift cards are even greater because they are actual dollars. You can use it for the store you're going to and buy a bunch of groceries. Makes your list a little better. Saving a couple bucks to thousands. Gift card offers are every where. Just invest time in filling out what is needed to be filled out. Then if you win, great, if you lose, look for more! Go implement things you learn right away.