Bad Credit Unsecured Loans - Instant Money Without Worries!
Have a bad credit score and need money instantly
? Do not have property to place as collateral as well? No worries as you can get money through Bad Credit Unsecured Loans.
Bad Credit Unsecured Loans are short term loans which do not require any security as collateral against them. The lender sanctions the money on the ability of the borrower to repay the money. Since there is no collateral, the finance gets approved faster.
The amount that can be borrowed ranges from 200 to 25,000. The repayment term ranges from 1 to 10 years. The repayment term is flexible and the borrower can pay the money back in regular installments.
Advantages of this credit:
One can use this finance to improve his credit rating by paying back the money on time.
No collateral is involved, so there is no risk of losing any property if the loan is not paid back on time.
It caters to the need of people with a poor financial standing.
The repayment term can be extended by the lender on being given prior notice.
Disadvantages of this credit:
Since there is no security placed, the interest rates charged are very high.
If the money is not paid back on time, the borrower will have to face penalties.
If the borrower wants to extend the repayment term, he will have to pay an extra fee for it.
Eligibility Criteria:
The applicant must be a permanent citizen of U.K.
He must be an adult, i.e. completed 18 years of age.
He must have a regular job in any organization with a regular monthly income.
He must have an active bank account.
Application:
One can apply online for these advances. The online application form is very easy to fill. It requires only a few details like identity proof, bank statement, residential proof, passport copy and so on. After all this is provided, the form can be submitted. Once the verification is done, the money reaches the borrowers account.
by: Nicholas Thomas
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