Axis Bank New Home Loan Scheme Launched 2010
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Axis bank has come up with a new fixed-cum-floating home loan offer for new home loan buyers.
The scheme is known as the Power Advantage
Home Loan scheme which allows customers to lock in their
home loan rates @ 8.25% for the first two years of the tenure followed by a floating rate. Two months back, the bank had announced a scheme wherein the interest rate would be fixed at 8% for the first year followed by a floating rate.
Whereas in the new scheme, after the first two years, the floating rate of interest would be applicable at Mortgage Reference Rate (MRR) minus 350 basis points (bps) for loans upto Rs 30 lakh and MRR minus 300 bps for loans greater than Rs 30 lakh. Mortagage reference rate is the basis for floating rates in a
housing loan.
The scheme is open till March 31, 2010 and the maximum tenure of the loan will be 25 years.
Axis Bank home loan scheme is similar to HDFC which last month announced a scheme whereby the rate will be fixed at 8.25 per cent till 31 March 2012 with a
floating rate thereafter.
by: Dealfor Loans
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