From the end of 1999 through the end of 2009, all of the popular Wall Street market performance measurement tools were in the red. The average bloodletting level of the DJIA, the S & P 500, and the NASDAQ was a disturbing-to-some minus nineteen percent.The Media has dubbed it "The Dismal Decade".Most of the investment community is either open-mouthed in shock or strident in blame about the somethings or someones who must be responsible for such...more
Getting your personal finances in order is the first step for many other goals. It leads to having more spending money in the bank, better credit and an overall better quality of life for you and your family. The rest of this article will give you some advice on how you can gain control of your finances.A great way to gain more control over your personal finances is to convert from card to cash for small items, like when buying coffee or snacks,...more
In today's world financial goals are important. Whether saving for a car, home or even college tuition for your kids, you need a solid plan to hit those goals. Advice can be the best thing for building your foundation for a plan or impacting the plan you already have set forth. Read ahead and find some help that can make the difference you need.Plan to pay off existing credit balances. If you can't pay in full, pay more on the high interest credit cards and loans first, while paying the minimum on those that are costing you less. As the highest ones get paid in full, start paying more on the next highest, and so on.Make sure you're not spending more than you're earning each month. The easiest way to dig yourself into a hole of debt that's near impossible to dig yourself out of is to use credit cards to spend more than you're earning. Make sure you're being responsible with your money and not overextending yourself.Rather than going out with friends on a weekend, which could end up costing a lot of money, have them come over to your house. You could have everyone come over with a dish of food, and then, eat and play games. This is much cheaper than a night out on the town and your...more
Improving your personal financial situation is something that everyone needs to be aware of. Although it can be daunting, dealing with your personal finances is much easier to do if you are equipped with the right advice. This article contains a number of tips on personal finance that will help you on your way.You have to consider the amount of...more
Occupy Wall Street got to the press, spawned waves of encouragement around the globe, and did not really turn the gods and goddesses of, what has been determined as basically approved gambling, sweat. Controlling money is in no way a straightforward undertaking and when you entrust large sums to other persons who claim to hold the competence and...more
You've probably seen the commercials with the young, beautiful mom standing next to her brand new SUV with the giant house in the background claiming to make $10,000 a month with her baby on her lap. If the thought of working from home intrigues you, their are many things you need to know. While legitimate work from home opportunities do exist, they are not as easy to find as these commercials make them appear.First, you need to understand the difference between a work from home job and a work from home business. A job is a situation where you work for an employer who sends you a regular paycheck for the hours you worked or the projects you completed, typically taking out taxes and other withholdings. A work from home business is a situation where you work for yourself, selling a product or service, only are paid when you complete a task or make a sale, and taxes are not taken out. You are also not responsible to a "boss," as you are the owner of the business.Work from home businesses can be quite lucrative, but they require a lot of work and often some investment for equipment, advertising, and an online presence. This deters a lot of people, because finding the money upfront is...more
How long do you leave bad debts before start to get serious about collection? What lengths do you go to make sure that they get paid in the end? Sometimes it is simply more practical to call in the experts if you want to improve your...more
Personal finance is all about making choices. There are, of course, right choices and wrong choices. Sometimes, of course, a right verse wrong is dependent on the particulars of the situation. More often than not; however, when it comes to personal...more
Women grants are a form of federal grants just for females. A federal grant is a financial assistance awarded to a recipient by a federal agency to help out the American public. The Department of Health and Human Services (DHHS) has provided detailed...more
Being on a subject of a repossession activity is already an embarrassing situation for most people. Yet this is not all there is when it comes to posing difficulties to a person facing such problem. Aside from the humiliation, there is the problem...more
It might appear hard to avail your car loan if you have poor or bad credit ratings. People often apply for their car financing and end up with a rejected auto loan application, simply for the reason that they have not worked their loan application...more
Georgia Hope scholarship is a merit based higher educational scholarship for the residents of Georgia, who wish to go to college. You will be surprised to see that even the word 'Hope', in the name, stands for Helping Outstanding Pupils...more